FHA VS Conventional loan programs in Redland, Montgomery County, Maryland

As of 2026, the conventional loan limit in Redland, within the county of Montgomery, MD, is set at $1,089,300. Meanwhile, for a single-family home, the FHA loan limit is $1,089,300.

The Lendersa® Conventional loan calculator invites you to compare the top rates of today for Conventional versus FHA versus USDA loans. This tool assists to evaluate the required income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator offers side-by-side views of Conforming Conventional loans, USDA options, FHA, and VA loans, facilitating a well-informed decision on which program in MD caters best to your specific financial scenario.

Check out loan offers from a network of 100 lenders

2026 loan limits and down payment instructions for Redland, county of Montgomery, MD

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table corresponds to these zip codes: 20855

Options for Conventional and FHA loans available in Redland, MD

The objective of Lendersa® is to secure for you the best possible Conventional, USDA, or FHA loan swiftly and without complications. Choose from one of three starting paths that effectively match you with suitable lenders and loan programs.

Lendersa's results for USDA loan requests and matching


Redland Lenders

  • Fairway Asset Corporation
  • 15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
  • Lends in Maryland
  • Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.

  • Aspen Home Mortgage Group, Inc.
  • 19844 Meredith Dr., Derwood, MD, 20855
  • Lends in Maryland
  • At Aspen Home Mortgage, Inc. we utilize all of the current technological advances available to expedite the application process without ever losing site of the fact that we are in the service business. We have a team of highly trained and knowledgeable Loan Officers placed in strategic locations.

  • The Mortgage Gallery Inc
  • 16039 Comprint Circle, Gaithersburg, MD, 20877
  • Lends in Maryland
  • The Mortgage Gallery Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Capital Finance Mortgage LLC
  • 7112 Cypress Hill Drive, Gaithersburg, MD, 20879
  • Lends in Maryland
  • At Capital Finance Mortgage, we are a residential mortgage lender that believes your home is your most important investment, and when it comes to your mortgage, you deserve expert advice. We believe in using our experience to educate our clients, and in helping you find the right loan for your family, and for your goals.

  • Realty Group Mortgage, LLC
  • 6 Montgomery Village Avenue, Suite 270, Gaithersburg, MD, 20879
  • Lends in Maryland
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Metropolitan Funding Group LLC
  • 502 Calvin Lane, Rockville, MD, 20851
  • Lends in Maryland
  • Metropolitan Funding Group is a vertically integrated financial company, providing commercial consulting and lending services. We specialize in tough tax situations, complicated credit histories and income reporting, and multifaceted asset complexities. We work hard to find a solution to any financial obstacle.

  • Capital Area REALTORS® Federal Credit Union
  • 5201 Diamondback Drive, Suite 150, Rockville, MD, 20850
  • Lends in Maryland
  • Capital Area REALTORS® Federal Credit Union was started 50 years ago by REALTORS® for REALTORS®. We are proud to have continued the tradition by keeping our board comprised of REALTORS® and Real Estate Brokers. At CAR FCU we think of our members as neighbors and believe they deserve the confidence of working with a local team.

  • Capital Bank
  • One Church Street, Suite 100, Rockville, MD, 20850
  • Lends in Maryland
  • Capital Bank N.A., headquartered in Rockville, Maryland is a Maryland chartered commercial Bank that offers commercial and consumer Banking services to clients in the Washington D.C. metropolitan area, alongside two nation-wide lending brands; Capital Bank Home Loans, a mortgage division that lends in all 50 states.

  • The Yi Team Mortgage
  • 15245 Shady Grove Road, Suite 430, Rockville, MD, 20850
  • Lends in Maryland
  • The Yi Team Mortgage brings you the most superior mortgage experience possible! We care about your dreams and the financial solutions to make them achievable. We believe that a well planned mortgage creates long term wealth. Chong Yi always believed that financial literacy is the most important part of the mortgage process.