FHA VS Conventional loan in Adrian, Lenawee County, Michigan

In 2026, the Conventional loan limit for Adrian in Lenawee county, MI, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® Conventional loan calculator to examine today's best Conventional, FHA, and USDA loan rates, determining the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you compare side-by-side options for Conforming Conventional, USDA, FHA, and VA loans, helping you select the best program in MI for your financial needs.

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2026 Loan Limits and Down Payment Details in Adrian, Lenawee, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 49221

Conventional and FHA Loan Options in Adrian, MI

Lendersa® strives to connect you quickly with the best Conventional, USDA, or FHA loan available without hassle. Select one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


Adrian Lenders

  • TLC Community Credit Union
  • 3030 S Adrian Highway, Adrian, MI, 49221
  • Lends in Michigan
  • TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families.

  • Bank Michigan
  • 417 S. Main St., Brooklyn, MI, 49230
  • Lends in Michigan
  • Bank Michigan originated in 1907 in Onsted, MI. We have since evolved from a one town, one location Bank to three locations, with our Founding Lenawee County office in Onsted, one location in Brooklyn, one in Ann Arbor, servicing customers primarily in these market areas.

    We are a Community Bank with a team who take the word very serious.

  • Affordable Mortgage Partners PC
  • 7461 Steeplechase Dr., Saline, MI, 48176
  • Lends in Michigan
  • Our journey began late in 2012, with the principles of honesty, integrity, and transparency cemented in our company mission. Our client focused approach allows our team to provide tailored financing solutions to your unique situation. We remain highly competitive in the marketplace by offering our clients guaranteed rates at wholesale pricing.

  • Arbor One Mortgage Group
  • 250 W Eisenhower, Suite 100, Ann Arbor, MI, 48103
  • Lends in Michigan
  • At Arbor One Mortgage Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.