FHA VS Conventional loan in Cadillac, Wexford County, Michigan
In 2026, the limit for a conventional loan in Cadillac, county of Wexford, MI, is $726,200, compared to the FHA limit, which is $472,030 for a single-family dwelling.
Utilize the Lendersa® Conventional loan calculator to analyze today's best rates for Conventional, FHA, and USDA loans. Assess required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator enables you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the ideal program in MI for your financial needs.
2026 Loan Limits and Down Payment Requirements in Cadillac, Wexford County, MI
Loan Category
Maximum Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparative table refers to these zip codes: 49601
Conventional and FHA Loan Choices in Cadillac, MI
At Lendersa®, our objective is to offer you the best available Conventional, USDA, or FHA loan options swiftly and easily. Choose from three initial pathways to connect with matching lenders and loan programs.
Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.
Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.
Lake-Osceola State Bank, a locally-owned community bank, is in the business of successfully providing financial products and services. We will provide Customer Care by determining their needs and striving to exceed their expectations. We will work side by side with the community to support, assist, and promote improvement to our quality of life.
Filer Credit Union first opened its doors in 1951 in an office at the American Box Board Company (currently PCA). The credit union has long since moved out of the plant, but we will never forget our roots or the men and women who first introduced the credit union movement to our area. Interestingly enough
F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics. F5 Mortage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.
4Front Credit Union is a member-owned financial. Your financial well-being is at the heart of 4Front Credit Union’s pledge to you, and while plenty of financial institutions make promises, we follow through by ensuring our members enjoy some of the lowest rates on loans and the highest rates on deposits they can find.
Traverse Catholic Federal Credit Union begins in 1950, when a group of employees at Parts Manufacturing Company in Traverse City, received a federal charter to form a credit union for their company. One employee, Lawrence Weber, and his wife, Ann, willingly took on the large responsibility of running the credit union out of their own home.
810 S Garfield Ave, Suite A, Traverse City, MI, 49686
Lends in Michigan
23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.
TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.
