FHA VS Conventional loan in Fenton, Genesee County, Michigan

For 2025, the conventional loan limit is $726,200 in Fenton, Genesee, MI, compared to the FHA limit of $472,030 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to weigh today's top rates of Conventional, FHA, and USDA loans. Check income, credit, reserves, and document requirements to qualify. Our advanced tool shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best option in MI for your financial situation.

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Loan Limits and Down Payment Requirements in Fenton, Genesee, MI for 2025

Type Limit Down Payment
Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes: 48430

Exploring Conventional and FHA Loan Options in Fenton, MI

Lendersa® aims to swiftly provide you with the best Conventional, USDA, or FHA loan options with ease. Choose one of three pathways to connect with compatible lenders and programs.

Results of Lendersa loan requests for USDA


  • AMERICAN UNITED MORTGAGE CORPORATION
  • 210 Haven Avenue, Scotch Plains, NJ, 07076
  • American United is a New Jersey based Mortgage Banker and lending partner. As such, we partner with some of the largest banking and financial institutions across the nation. This wholesale banking relationship allows us to provide our retail clients with the most competitive rates the industry has to offer.
  • Brunswick Bank and Trust Company
  • 439 Livingston Avenue, New Brunswick, NJ, 08901
  • Brunswick Bank & Trust was started on one idea, helping people. At the time it opened its doors, a bank of its kind didn’t exist in the local area. While the national bank set out to help citizens from a government level & the saving bank helped them with investments, the founders of Brunswick Bank strived for a more inclusive approach to banking.
  • Magyar Bank
  • 400 Somerset Street, New Brunswick, NJ, 08901
  • Magyar Bank is your one stop solution for all your banking needs. We've been helping families and businesses reach their financial dreams since 1922, and we're an active leader in the communities we serve. Each year, we support over 75 local organizations through employees volunteering their time, and corporate donations.
  • The Adirondack Trust Company
  • 473 Broadway, Saratoga Springs, NY, 12866
  • We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community. As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.
  • Capital Bank
  • 3057 Route 50, Saratoga Springs, NY, 12866
  • Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region. Over the next 15 years, the forecast of the founders came to fruition,
  • The Funding Store LLC
  • 368 Broadway, Suite 12, Saratoga Springs, NY, 12866
  • The Funding Store is a Registered Mortgage Broker founded in 2010. At the time of establishment, the mortgage industry had experienced transition as a result of predatory lending and deceptive mortgage practices. Revisions to licensing laws along with additional education and test requirements were embraced and The Funding Store
  • Full Service Mortgage Group LLC
  • 903 Murfreesboro Road, Franklin, TN, 37064
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • New Mission Mortgage LLC
  • 427 Wild Elm St, Franklin, TN, 37064
  • New Mission Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Southeast Financial Credit Union
  • 220 S Royal Oaks Blvd, Franklin, TN, 37064
  • Southeast Financial Credit Union, our employees are an important part of our success, and we are excited that you have selected us to round out your career search. We are committed to providing an environment that fosters professionalism, growth and We recognize that our team is the reason we provide one of the highest levels of member service
  • MLB Residential Lending, LLC
  • 51 Commerce Street, Suite 101, Springfield, NJ, 07081
  • MLB Residential Lending serves the lending needs of home buyers, home owners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. As a community-focused lender,