FHA VS Conventional loan in Fenton, Genesee County, Michigan
For 2026, the conventional loan limit is $726,200 in Fenton, Genesee, MI, compared to the FHA limit of $472,030 for single-family homes.
Utilize the Lendersa® Conventional loan calculator to weigh today's top rates of Conventional, FHA, and USDA loans. Check income, credit, reserves, and document requirements to qualify. Our advanced tool shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best option in MI for your financial situation.
Loan Limits and Down Payment Requirements in Fenton, Genesee, MI for 2026
Type
Limit
Down Payment
Conventional
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable zip codes: 48430
Exploring Conventional and FHA Loan Options in Fenton, MI
Lendersa® aims to swiftly provide you with the best Conventional, USDA, or FHA loan options with ease. Choose one of three pathways to connect with compatible lenders and programs.
Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Lightning Home Loans is determined to achieve excellence in the mortgage origination industry and we have built a team to best service your needs. From start to finish our team goes above and beyond making sure that you understand every part of the process. We understand that the most critical decision for you as a borrower is to choose a team.
Star Mortgage can be counted on to present all the programs with an emphasis on the lowest fixed rate and the lowest cost mortgages. Our Company is dedicated to the Mortgage Process, whether you are a First Time Homebuyer or a family looking to refinance. We offer mortgages of all types. We can help get you the home of your dreams!
We are a full-service mortgage company based in Fenton, Michigan. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
Lakeview Funding Group LLC is your hometown mortgage broker! We are licensed and cover all of Michigan and Indiana. Our promise is to find the best loan program and interest rate for your individual needs. Having many lenders to choose from, we shop around so you don't have to! We specialize in Conventional, FHA, USDA and VA loans.
376 Beach Farm Circle, Suite 746, Highland, MI, 48357
Lends in Michigan
We are your family owned neighborhood Mortgage Brokerage serving Michigan. We work with stellar top tier lenders to offer you the most competitive products on the market. We are veteran and woman owned and operated. MultiResource is here to serve you for ALL of your home financing needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
12750 S Saginaw St, Suite 102, Grand Blanc, MI, 48439
Lends in Michigan
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
