FHA VS Conventional loan programs in 2025 for Fenton, Genesee County, Michigan

For 2025, the conventional loan limit is $726,200 in Fenton, Genesee, MI, compared to the FHA limit of $472,030 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to weigh today's top rates of Conventional, FHA, and USDA loans. Check income, credit, reserves, and document requirements to qualify. Our advanced tool shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best option in MI for your financial situation.

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Loan Limits and Down Payment Requirements in Fenton, Genesee, MI for 2025

Type Limit Down Payment
Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes: 48430

Exploring Conventional and FHA Loan Options in Fenton, MI

Lendersa® aims to swiftly provide you with the best Conventional, USDA, or FHA loan options with ease. Choose one of three pathways to connect with compatible lenders and programs.

Results of Lendersa loan requests for USDA


  • MiMutual Mortgage, Wholesale
  • 300 Galleria Officentre, Suite 500, Southfield, MI, 48034
  • At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities. We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment. Our clients deserve the care
  • Extreme Loans
  • 29444 Northwestern Hwy, Southfield, MI, 48034
  • Extreme Loans (powered by First Savings Bank NMLS# 41131) is an EXTREMELY AWESOME mortgage branch that is here to help with any/all residential mortgage buying or refinancing needs. We lend nationwide so check us out online www.extremeloans.com or contact us #844CloseFast (844-256-7332)
  • United Mortgage Lending
  • 300 Galleria Officentre, Suite 101, Southfield, MI, 48034
  • United Mortgage Lending is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
  • Prime Mortgage Funding Inc
  • 29500 Telegraph Rd, Suite 200, Southfield, MI, 48034
  • At Prime Mortgage, our job is making you our number one priority. Whether you’re getting ready to buy your first home, consolidate debt, or any other mortgage needs you can imagine we’ve got the experience you need to create a successful experience. Click the button below for more details.
  • Central Mortgage Funding LLC
  • 29777 Telegraph Road, Suite 3090, Southfield, MI, 48034
  • Central Mortgage Funding, LLC is built on the relationships we make every day. When you work with CMF you’re family, there’s no way around it. We share our customer’s vision, we work hand in hand with you through our financial products, services and so much more. We take our time to offer you a personally crafted mortgage experience that is safe.
  • Stratford Funding
  • 28588 Northwestern Hwy, Suite 290, Southfield, MI, 48034
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MORTGAGE RESOURCE PLUS
  • 29201 Telegraph Rd, Suite 611, Southfield, MI, 48034
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • 1ST SECURITIES MORTGAGE
  • 30150 Telegraph Rd, Suite 320, Bingham Farms, MI, 48025
  • 1st Securities Mortgage, we want to be your mortgage broker & lender for life. Our business is family owned and operated, & that means you will be treated like a partner too. We offer Conventional, FHA, VA, New Construction, Refinance, RD and Renovation Loans. we are dedicated to being responsive to all of our customers and referral partners.
  • Level Up Home Loans LLC
  • 42191 East Ann Arbor Road, Plymouth, MI, 48170
  • Level Up Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Key Mortgage Ink
  • 42875 Five Mile Rd., Plymouth, MI, 48170
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.