FHA VS Conventional loan in Fenton, Genesee County, Michigan

For 2025, the conventional loan limit is $726,200 in Fenton, Genesee, MI, compared to the FHA limit of $472,030 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to weigh today's top rates of Conventional, FHA, and USDA loans. Check income, credit, reserves, and document requirements to qualify. Our advanced tool shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best option in MI for your financial situation.

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Loan Limits and Down Payment Requirements in Fenton, Genesee, MI for 2025

Type Limit Down Payment
Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes: 48430

Exploring Conventional and FHA Loan Options in Fenton, MI

Lendersa® aims to swiftly provide you with the best Conventional, USDA, or FHA loan options with ease. Choose one of three pathways to connect with compatible lenders and programs.

Results of Lendersa loan requests for USDA


  • Sun Mortgage
  • 1403 North Batavia Street, Suite 202, Orange, CA, 92867
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Certified Capital Home Loans, Inc.
  • 2906 E Lake Hill Dr, Orange, CA, 92867
  • Certified Capital Home Loans exists to accomplish your mortgage goals, & we have the history, knowledge, lending partnerships & customer focus to make those goals a reality. Home Purchases are completed on time & with complete transparency of the process, & we are strategically partnered to provide loans that often don't require a down payment.
  • NeighborWorks Orange County
  • 128 E. Katella Ave, Suite 200, Orange, CA, 92867
  • NeighborWorks Orange County is a California 501(c)(3) non-profit organization that exists to serve the Orange County community, where the high cost of living presents significant challenges for low-to-moderate income families and individuals. Our mission is to strengthen communities and enhance the quality of life for working families by expanding.
  • Rose Financial
  • 2811 East Katella Avenue, Suite 100, Orange, CA, 92867
  • "Rose Financial Family-owned and operated over five decades, Rose Financial is a bonafide lender/creditor with in-house decision making and underwriting. The company makes and services residential and commercial real estate loans for a broad range of consumers in California. Located in the City of Orange, Rose Financial began in 1948"
  • Platinum Financial Services
  • 1224 East Katella Avenue, Suite 207, Orange, CA, 92867
  • Platinum Financial Services is a California based Corporation established September 20, 2002. We are located in the Orange California and we're licensed by the Department of Real Estate. Platinum Financial Services is primarily a Mortgage Lender; but we also have a Real Estate Division and Escrow Division, to help with all your needs.
  • Brentwood Pacific Financial
  • 1421 North Wanda Road, Suite 120, Orange, CA, 92867
  • "We invest our time focusing on your financing priorities, explaining your options and delivering the world class experience you expect and deserve. In return, we need you help. Our goal is to earn your trust, respect and heartfelt referrals to your friends, relatives, coworkers & neighbors. Our vision is to build strong, lifelong relationships."
  • iFinance Mortgage Inc.
  • 1421 North Wanda Road, Suite 120G, Orange, CA, 92867
  • We are a direct lender servicing all of California, with a focus on Orange, Los Angeles, Riverside, and San Diego counties. We are committed to providing the best available financing and mortgage protection for our clients, while delivering outstanding customer service. We pride ourselves in treating our clients with honesty, integrity
  • Tom Bradley-King
  • 960 North Tustin Street, Orange, CA, 92867
  • Much like visiting your local hardware store sometimes you want something more personal than the large cold corporate experience. My wholesale mortgage brokerage is based in Orange, California. My company offers an extensive portfolio of loan products including traditional Residential, Jumbo, Reverse and Private money home loans.
  • First Place Home Loans Inc.
  • 1740 West Katella, Suite B, Orange, CA, 92867
  • With a combined of over 25 year of mortgage lending experience make First Place Home Loans your number one Choice for all of your lending needs. Servicing one customer at a time with attention to detail and superior customer service is what we believe in at First Place Home Loans. Experience the difference with dedicated specialist
  • Upfront Home Loans
  • 1111 East Katella Avenue, Suite 210, Orange, IN, 92867
  • We specialize in providing mortgage lending FHA, VA, Conventional, Refinance, and New Purchase services. When you decide to buy a home or refinance a mortgage, its a big step. You can trust us to find the loan program thats best for you. Upfront Home Loans is extremely experienced in the mortgage process and has products and rates.