FHA VS Conventional loan programs in Chaska, Carver County, Minnesota

In 2026, the Conventional loan limit in Chaska, located in Carver county, MN, is $726,200, whereas the FHA limit for a single-family home is $515,200.

The Lendersa® Conventional loan calculator helps you compare the current best rates among Conventional, FHA, and USDA loans. It aids in identifying the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side to determine the best program for your needs in MN.

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Loan Limits and Down Payment Requirements for 2026 in Chaska, Carver, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

This table applies to the following zip codes: 55318

Explore Conventional and FHA Loan Options in Chaska, MN

Lendersa® aims to secure the best Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three starting points to connect with matching lenders and loan programs.

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Chaska Lenders

  • Mortgage Avenue
  • 255 1st Ave E, Shakopee, MN, 55379
  • Lends in Minnesota
  • Mortgage Avenue helps you navigate the ins & outs of qualifying for and securing a home loan. Founder & home-financing expert Mike Louden educates and coaches you on financing options & helps you determine the type of home you can afford. Unlike the impersonal online mortgage companies where you need to fit neatly into their “box” to qualify,

  • Thistle Financial LLC
  • 11328 Bluestem Lane, Eden Prairie, MN, 55347
  • Lends in Minnesota
  • Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.

  • Nationwide Mortgage Consultants Inc
  • 4165 Shoreline Drive, Suite 40b, Spring Park, MN, 55384
  • Lends in Minnesota
  • Buying a home or refinancing is one of the largest financial decisions you will make in your life - and unfortunately, this means you may experience some stress as you approach these decisions. As in many other industries, the mortgage industry has more than its share of unethical individuals that are out to make a buck

  • Antler Home Mortgage
  • 9490 Cottontail Drive, Minnetrista, MN, 55375
  • Lends in Minnesota
  • Antler Home Mortgage, LLC. was formed to offer borrowers a high-quality low-cost mortgage experience. AHM has partnered with the best mortgage lenders in the industry to provide a smooth transaction at a below market interest rate. So regardless of your scenario, choose a professional from Antler Home Mortgage to be on your side.

  • Cambria Mortgage
  • 6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344
  • Lends in Minnesota
  • Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.

  • Edge Home Finance Corporation
  • 5868 Baker Road, Minnetonka, MN, 55345
  • Lends in Minnesota
  • Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.

  • Renovo Capital, LLC
  • 407 Lake St E, Suite 201, Wayzata, MN, 55391
  • Lends in Minnesota
  • At Renovo Capital, LLC our goal is to add value for clients by providing simple financing solutions. We are a small team that is based in the western suburbs or Minneapolis and all have deep-rooted interests in different aspects of real estate and construction that we use to help clients achieve their goals.

  • Renovo Capital LLC
  • 407 Lake Street East, Suite 201, Wayzata, MN, 55391
  • Lends in Minnesota
  • Renovo Capital, LLC is a non-traditional portfolio lender providing financing to builders and real estate investors. Non-traditional financing is non-bank financing often referred to as hard money or private money lending. As a portfolio lender, we own and service all of the loans we originate

  • Onward Financing LLC
  • 6130 Blue Circle Drive, Suite 200, Minnetonka, MN, 55343
  • Lends in Minnesota
  • Onward Financing uses dedicated, private capital along with the traditional mortgage market to enable home financing options that traditional sources won’t allow. We help qualified borrowers buy the home they want without paying multiple mortgages, moving twice, or risk not qualifying for a traditional mortgage