Explore the differences! FHA VS Conventional loan programs in Chaska, Carver County, Minnesota

In 2025, the Conventional loan limit in Chaska, located in Carver county, MN, is $726,200, whereas the FHA limit for a single-family home is $515,200.

The Lendersa® Conventional loan calculator helps you compare the current best rates among Conventional, FHA, and USDA loans. It aids in identifying the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side to determine the best program for your needs in MN.

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Loan Limits and Down Payment Requirements for 2025 in Chaska, Carver, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

This table applies to the following zip codes: 55318

Explore Conventional and FHA Loan Options in Chaska, MN

Lendersa® aims to secure the best Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three starting points to connect with matching lenders and loan programs.

Lendersa loan request and matching results for USDA


  • New Capital Finance
  • 5770 McIntyre St, Suite 5, Golden, CO, 80403
  • New Capital Finance local mortgage company that cares and will move at YOUR speed. No Junk fees ever and we work with SEVERAL banks to ensure the best pricing and service and We work with hundreds of mortgage lenders, shop the rates for you, we're local and have 15+ years of experience.
  • Golden Lenders
  • 18950 W 54th, Golden, CO, 80403
  • We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer
  • 2GetFunded
  • 4705 Indian Summer Drive, Nashville, TN, 37207
  • The 2 Get Funded team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Q10 Realty Mortgage & Investment
  • 1207 Pennock Ave, Nashville, TN, 37207
  • Q10 Capital is a national leader in commercial real estate capital with the resources and expertise to achieve your objectives. Since our formation in 2004, we have originated over $55 billion in commercial and multifamily real estate loans and currently service a portfolio of over $10.5 billion.
  • Kimberly Clark Credit Union
  • 1520 N Second Street, Memphis, TN, 38107
  • Kimberly Clark Credit Union, chartered in 1947, serves the employees of Kimberly Clark Corporation across the country. KCCU is a not-for-profit financial institution where you, our member-owner, come first. After expenses and legal reserves are set aside, all profits are returned to members as higher dividends on savings, lower rates on loans.
  • Shelby County Federal Credit Union
  • 160 North Main Street, Suite 401, Memphis, TN, 38103
  • Chartered in 1961, Shelby County Federal Credit Union is a financially sound, full-service financial institution that offers competitive services for our members. We have two convenient full-service branches with helpful, courteous Member Service Representatives to help our members.
  • Orion FCU
  • 400 Monroe Ave., Memphis, TN, 38103
  • Orion Federal Credit Union has grown to become one of the largest credit unions in the Mid-South with more than 70, 000 members and nearly $1 billion in assets. Orion offers a full spectrum of banking options ranging from savings and checking accounts to home, auto, and personal loans, along with commercial real estate
  • Options Credit Union
  • 5935 S Zang St, Unit 4, Littleton, CO, 80127
  • Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
  • Fit Lending
  • 10146 West San Juan Way, Unit 100, Littleton, CO, 80127
  • Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.
  • Complete Funding Financial Services Inc
  • 7560 South Dome Peak, Littleton, CO, 80127
  • At Complete Funding Financial Services, where we specialize in residential mortgages. At Complete Funding Financial Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.