FHA VS Conventional loan programs in 2026 for Eagle-Lake, Blue Earth County, Minnesota

For the year 2026, the conventional loan limit in Eagle-Lake, located in Blue Earth county, MN, stands at $647,200. Meanwhile, the FHA loan maximum for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans, and assess the required income, credit, reserves, and documents necessary for qualification. This advanced mortgage calculator allows you to compare Conforming Conventional loans side by side with USDA, FHA, and VA options, helping determine the most beneficial program for your financial needs in MN.

Browse loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Eagle-Lake, Blue Earth, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The information here is applicable to the following zip codes: 56024

Consider Your FHA and Conventional Loan Choices in Eagle-Lake, MN

Lendersa® aims to help you secure the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Begin by selecting one of three starting options that lead to finding matching lenders and appropriate loan programs.

Results from Lendersa USDA loan request matching


Eagle-Lake Lenders

  • Minnesota Valley Federal Credit Union
  • 1640 Adams Street, Mankato, MN, 56001
  • Lends in Minnesota
  • Minnesota Valley Federal Credit Union was established in 1934 as a member-owned, not for profit financial cooperative. Members enjoy convenience and service that simply is not available at most financial institutions. Membership is open to anyone living, working or attending school in Blue Earth, Nicollet, Le Sueur and Waseca Counties.

  • MinnStar Bank
  • 201 Poplar Street, Mankato, MN, 56001
  • Lends in Minnesota
  • MinnStar Bank is dedicated to providing customers with quality financial services in an efficient and caring manner. We are committed to enriching the communities we serve and offer professional bankers with unparalleled years of experience in personal banking, business banking, agribusiness banking and real estate banking.

  • North Star Mortgage LLC
  • 1720 Adams Street, Suite 100, Mankato, MN, 56001
  • Lends in Minnesota
  • At North Star Mortgage. We are located in Mankato Minnesota. We’ve been helping people purchase or refinance home mortgages for 27 YEARS! We use a wide range of mortgage loans to help our clients find the best loan option. Hopefully, this website will help you understand the different loan options and the process.

  • Profinium
  • 100 Warren St, Suite 100, Mankato, MN, 56001
  • Lends in Minnesota
  • Profinium, Inc., is a locally-owned community bank with four locations in Southern Minnesota, including Fairmont, Truman, Owatonna, and in downtown Mankato in the Profinium Place office tower. The organization has served Southern Minnesota since 1875, providing banking, mortgage, insurance, trusts and investment services.

  • PrimeSource Funding
  • 1751 N Victory Drive, Suite 500, Mankato, MN, 56001
  • Lends in Minnesota
  • At PrimeSource Funding we are committed to providing you with the best mortgage experience available. Our mortgage loan experts are here to help you every stage of the loan process. Whether you're a first-time home buyer, looking to refinance to a lower rate, need financing for cash-out to complete some home improvements

  • The First National Bank of Waseca
  • 101 North State Street, Waseca, MN, 56093
  • Lends in Minnesota
  • First National Bank is a local, family-owned and managed bank that has been proudly serving southern Minnesota since 1874. We strive to meet the growing needs of our customers while developing and maintaining the personal aspects of service that is synonymous with community banking.

  • First National Bank of Le Center
  • 10 W Minnesota St, Le Center, MN, 56057
  • Lends in Minnesota
  • The First National Bank of Le Center has been proudly serving the communties of Le Center and Kilkenny for over 100 years.
    We think the First National Bank of Le Center Facebook page is a unique way to communicate news to you, keep you updated about things going on in our community as well as an opportunity to get to know us.

  • ProGrowth Bank
  • 703 3rd Street, Nicollet, MN, 56074
  • Lends in Minnesota
  • ProGowth Bank is more about people than products. It’s about you. ProGrowth Bank is here to build a lifelong relationship to support your financial success and help you achieve financial wellness in life. ProGrowth Bank provides resources and opportunities that business owners need… that you need.

  • Cornerstone State Bank
  • 415 North Main, Le Sueur, MN, 56058
  • Lends in Minnesota
  • CornerStone State Bank- offering deposit and lending services to communities across the state of Minnesota. Chartered in 1974, as one office in Le Sueur, Minnesota, now CornerStone State Bank has grown into seven communities; Le Sueur, Cloquet, Belle Plaine, Montgomery, Green Isle, and most recently, Madison Lake and Eagle Lake, Minnesota.