FHA VS Conventional loan programs in North-Oaks, Ramsey County, Minnesota
As of 2025, the conventional loan cap in North-Oaks, located in the county of Ramsey, MN, is set at $647,200. Meanwhile, the FHA loan ceiling for a single-family residence stands at $448,500.
Explore the Lendersa® Conventional loan calculator to evaluate current Conventional against FHA and USDA rates. This will help you assess the required income, credit, reserves, and necessary documents for qualification. With our comprehensive mortgage calculator, you can directly compare Conforming Conventional, USDA, FHA, and VA loans, enabling you to make an informed decision about the most suitable program for your financial needs in MN.
2025 Loan Limits and Down Payment Requirements in North-Oaks, Ramsey County, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$448,500
3.5%
This comparison table covers the following zip codes: 55127
Loan Options: Conventional and FHA in North-Oaks, MN
Lendersa® aims to provide you with the most efficient solutions for securing a Conventional, USDA, or FHA loan. You can initiate from one of three options that will connect you with suitable lenders and loan packages.
AFGM Enterprises Federal Credit Union is a member-owned not for profit financial institution. The Credit Union's motto is "Not for profit, not for charity, but for service". We strive to provide value and convenience in all our financial products and services. Your membership is very important to us.
A Mortgage Boutique is a division of First Community
1111 N Maple St., Murfreesboro, TN, 37130
Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.
The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.
1st Priority Mortgage, Inc is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs. How do we know our system works? As a company we consistently track and measure our results. We use what works and continually monitor for improvement.
MAINSTREAM FUNDING NETWORK, INC. have provided a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy.
Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor
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Our mission is to serve our customers with honesty, integrity, & competence while taking the mystery & anxiety our of home financing. With each of our loan officers bringing 20+ years of lending experience to the transaction, we take the time to understand your personal financial circumstances & craft a mortgage.
