FHA VS Conventional loan programs in 2025 for North-Oaks, Ramsey County, Minnesota
As of 2025, the conventional loan cap in North-Oaks, located in the county of Ramsey, MN, is set at $647,200. Meanwhile, the FHA loan ceiling for a single-family residence stands at $448,500.
Explore the Lendersa® Conventional loan calculator to evaluate current Conventional against FHA and USDA rates. This will help you assess the required income, credit, reserves, and necessary documents for qualification. With our comprehensive mortgage calculator, you can directly compare Conforming Conventional, USDA, FHA, and VA loans, enabling you to make an informed decision about the most suitable program for your financial needs in MN.
2025 Loan Limits and Down Payment Requirements in North-Oaks, Ramsey County, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$448,500
3.5%
This comparison table covers the following zip codes: 55127
Loan Options: Conventional and FHA in North-Oaks, MN
Lendersa® aims to provide you with the most efficient solutions for securing a Conventional, USDA, or FHA loan. You can initiate from one of three options that will connect you with suitable lenders and loan packages.
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2550 W Union Hills Dr, Suite 350, Phoenix, AZ, 85027
Goettl Mortgage Corporation since 2018. Laurie serves as a guiding light with the “Clients First” attitude that sets an example to her employees. Her ability as a leader has proven to be a benefit in spearheading every endeavor, she has been a part of in the business field. Also, she has hands-on experience with management, loan origination.
2550 N Union Hills Drive, Suite 350, Phoenix, AZ, 85027
At DGS, we are a full service Real Estate and Mortgage Brokerage. We have experts at your fingertips that can help you through every stage of the home buying process. Our loan originators have a constant eye on the market and are able to advice you on the best time to lock in your rates.
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3624 South Atlantic Avenue, Daytona Beach, FL, 32118
At Coastal Lending Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
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1818 East Southern Avenue, Suite 15C, Mesa, AZ, 85204
Starwest has built a strong reputation since 2003 as an outstanding mortgage brokerage firm. An A+ member of the BBB, Starwest is serving the lending needs of current homeowners, real estate professionals, builders and individual homebuyers throughout the state. We’re a full service mortgage broker with a combined 24 years of experience
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