FHA VS Conventional loan programs in Stewartville, Olmsted County, Minnesota
In 2026, the loan limit for Conventional loans in Stewartville, within Olmsted County, MN, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare top rates among Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and document requirements needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best option in MN for your financial situation.
2026 Loan Limits and Downpayment Requirements in Stewartville, Olmsted County, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant to the following zip codes: 55976
Discover Conventional and FHA Loan Options in Stewartville, MN
Lendersa® strives to connect you with the best Conventional, USDA, or FHA loans quickly, with minimal hassle. Start by choosing from one of the three pathways to match with lenders and loan programs that fit your unique needs.
At First Alliance Credit Union, we place our members' (and future members) needs first by providing compassion, guidance, and resources to promote their financial well-being. At First Alliance Credit Union, we want to be the trusted partner of choice for the financial success of our members and the communities we serve.
First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.
ONB Bank is the sole member of Olmsted Holding Corporation, a bank holding company headquartered in Rochester, Minnesota. ONB Bank offers a full array of services while maintaining the integrity of a community bank where decisions are made locally. ONB Bank takes pride in having served our community since 1996.
Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.
What sets Minnesota First apart from other financial institutions? That’s easy. Personalized service for over 50 years. At Minnesota First you are treated like an individual, not a number. We are never to busy to help you or assist you with any questions or financial needs that you have.
At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!
Foresight Bank is a unique community bank because we listen to our customers and we focus on environmental sustainability.
We recognize every customer is different and we need to listen so we can understand how we can help. We don’t have a cookie-cutter approach that we apply to all of our customers,
Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.
Throughout southeast Minnesota & Northern Iowa, First Southeast Bank has been providing a wide range of services as your local, family owned community bank. First Southeast Bank, Harmony location, undergoes a major renovation to the interior and of the building with a large addition added. In 2011 Canton State Bank merges into First Southeast Bank.
