Explore the differences! FHA VS Conventional loan programs in Stewartville, Olmsted County, Minnesota

In 2026, the loan limit for Conventional loans in Stewartville, within Olmsted County, MN, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare top rates among Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and document requirements needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best option in MN for your financial situation.

Access and compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Stewartville, Olmsted County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to the following zip codes: 55976

Discover Conventional and FHA Loan Options in Stewartville, MN

Lendersa® strives to connect you with the best Conventional, USDA, or FHA loans quickly, with minimal hassle. Start by choosing from one of the three pathways to match with lenders and loan programs that fit your unique needs.

Lendersa USDA loan request and matching results


  • Lifestyle Lending Inc
  • 13894 S Bangerter Pkwy, Suite 200, Draper, UT, 84020
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • LendRight Mortgage
  • 1447 East Annie Lace Way, Draper, UT, 84020
  • At LendRight Mortgage! My name is Rodney Rex, the owner and principal lending manager. I won’t bore you with facts about my 17-year history in this business. We are based in Draper, UT. We have shifted our workforce completely to remote work. If you need to send any physical mail correspondence, broker checks, etc.

  • Altius Mortgage
  • 11925 S 700 E, Draper, UT, 84020
  • Altius Mortgage is dedicated to making your home loan process quick and easy. We help our clients apply and be approved for Utah mortgages, no matter what their credit or financial history looks like. Outside of exceptional rates and service, we also have the ability for you to track the progress of your home mortgage loan, all online.

  • Compass Lending Solutions
  • 12012 S 700 E, Draper, UT, 84020
  • Compass Lending Solutions. I have learned from the cycles and trends in the mortgage industry that you cannot trust much of what you hear. You have to find a trusted advisor, who will spend the time to determine your long term needs and provide safe and effective solutions that will be the most beneficial to you and your family.

  • Affinity Alliance Mortgage & Real Estate
  • 12095 S Milona Dr, Draper, UT, 84020
  • Affinity Alliance Mortgage & Real Estate We are a local mortgage and real estate company based out of Draper, UT. Established in 2001, we have had years of experience in the market working with clients of all backgrounds. We have developed a business purely centered around our clients needs and visions and are passionate about helping others.

  • Diversified Financial Services, Inc
  • 11639 South 700 East, Suite 200, Draper, UT, 84020
  • Diversified Financial Services, Inc. Specializes in Mortgage Loans, Home Improvement Financing and Consulting owned Mortgage Company serving the western United States. We hire mortgage professionals that understand the unique challenges of the mortgage market, especially during these unprecedented times.

  • Olympus Funding
  • 11576 So. State St, Suite 202, Draper, UT, 84020
  • Olympus Funding is an aggressive advocate of consumer rights recognizing that honesty and integrity formulates the basis of great customer service.We sincerely believe we are "Your Mortgage Solution". We value our customer's privacy & strive to understand their needs so that we may fully assist them in achieving their mortgage financial objectives.

  • Simple Mortgage, LLC
  • 11576 S. State Street, Suite 102-B, Draper, UT, 84020
  • Simple Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.