Explore the differences! FHA VS Conventional loan programs in Bethany, Harrison County, Missouri

During 2025, the limit set for conventional loans in Bethany, located in the county of Harrison, MO, is $726,200. Meanwhile, the FHA limit applicable to single-family homes stands at $472,030. Understanding these limits is essential for prospective homeowners and borrowers navigating the funding options available, as they guide eligibility and cap amounts for potential financing.

The Lendersa® Conventional loan calculator is an excellent tool for comparing current rates among various loan types such as Conventional versus FHA versus USDA. This helps in determining the income, creditworthiness, reserves, and required documentation to qualify. It features advanced mortgage calculations that allow for side-by-side views of Conforming Conventional loans, USDA, FHA, and VA loans. Leveraging these comparisons helps users make smarter choices about the best loan program fitting their needs within MO, enhancing financial planning by showcasing the most desirable loan conditions available.

Get started by comparing loan offers from over 100 different lenders

Reviewing 2025 Loan Maximums and Down Payment Requirements in Bethany, County of Harrison, MO

Type of Loan Allowed Limit Initial Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table illustrates comparisons valid for zip codes: 64424, highlighting accessibility based on location for residents considering various loan options.

Exploring Your Conventional and FHA Loan Choices in Bethany, MO

The purpose of Lendersa® is to secure you the best Conventional, USDA, or FHA loan smoothly and rapidly. Choose from three starting points designed to lead to suitable lenders and loan programs that match your unique requirements. By initiating with any of these options, you receive tailored assistance aimed at identifying lending solutions that best meet your financial and personal needs, making the process of securing a loan as streamlined and stress-free as possible.

Visualize Lendersa's USDA loan requests and the matching results obtained


  • Dakota Community Bank and Trust
  • 1727 State St, Bismarck, ND, 58501
  • Dakota Community Bank & Trust, N.A. is your locally-owned hometown bank. We pride ourselves on our employees and the service they provide. You can expect financial security and personalized service at any one of our 11 locations in South Western North Dakota. The word ""community""​ in Dakota Community Bank & Trust, N.A
  • Vue Community Credit Union
  • 818 E Main Ave, Bismarck, ND, 58501
  • Vue Community Credit Union is a Bismarck-based credit union with world-class service offerings. Our members receive localized service, while also having access to their money from anywhere through credit cards, online transactions, telephone and e-mail correspondence. Vue Community Credit Union's vision is to provide the best financial products.
  • eLendingNow
  • 400 E. Broadway Ave, Suite 303, Bismarck, ND, 58501
  • eLendingNow was established in Bismarck North Dakota in 2001.Since the beginning, eLendingNow has been committed to helping you find the right home mortgage for your needs. We understand that every borrower is different, and we offer a variety of home loans designed to meet your individual situation.
  • America's Home Loans LLC
  • 110 N. 3rd Street, Bismarck, ND, 58501
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • GATE CITY BANK
  • 304 E Rosser Ave, Bismarck, ND, 58501
  • Gate City Bank’s privilege to be a hometown bank that provides excellent service that is convenient, friendly, and personalized. We are proud to be the #1 mortgage lender in North Dakota with locally approved and financed home loans. Gate City Bank is also unique in offering our checking customers.
  • Charlevoix State Bank
  • 111 State Street, Charlevoix, MI, 49720
  • Charlevoix State Bank is a locally owned and operated community bank. In an industry known for mergers, acquisitions and the commoditization of financial services, we focus on providing fast creative solutions while building long-term relationships. We service businesses, municipalities and consumers in Charlevoix and northern Antrim counties.
  • Pride Mortgage Lending
  • 5409 Gateway Center, Suite C, Flint, MI, 48507
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Financial Plus Credit Union
  • PO Box 7006, Flint, MI, 48507
  • Financial Plus Credit Union Facebook Page where you will find the most recent information and news about the Credit Union. It is our goal to provide the public with the most recent happening at the Credit Union and our participation in the community and We do not allow solicitations or advertisements.
  • icon mortgage
  • 5141 Gateway Center Dr, Suite 200, Flint, MI, 48507
  • Icon Mortgage opened for business in 2004 in Flint, Michigan. The owner has two decades of experience in the mortgage business. We love helping people in this community understand their loan options and make smart decisions about home loans and refinancing. We're a locally owned company that cares deeply about the Grand Blanc Township.
  • Kline Mortgage and Lending LLC
  • 4290 Old Carriage Rd, Flint, MI, 48507
  • Kline Mortgage & Lending LLC is changing lives one loan at a time by offering competitive rates and extensive loan program options for our customers. As company president David Kline, have been servicing Genesee, Oakland, Shiawasee, and Livingston counties with their mortgage needs for 15 years.
  • Creative Mortgage LLC
  • 711 Cherry Stone Drive, Canton, MI, 48188
  • Creative Mortgage, LLC we have the ability to offer competitive rates and pricing because we have more flexible pricing programs than lenders.We believe it is vital to keep you informed throughout the entire process. From the initial application to finishing up the whole process.
  • COAL Mortgage Lending LLC
  • 3332 Tall Oak Lane, Canton, MI, 48188
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.