Explore the differences! FHA VS Conventional loan programs in Warrensburg, Johnson County, Missouri
In the year 2026, the conventional loan cap in Warrensburg, Johnson County, MO is set at $726,200, whereas for a single-family residence, the FHA limit stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's offers for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit profile, reserve funds, and documentation required to qualify. Our sophisticated mortgage calculator allows for a side-by-side examination of Conventional Conforming loans, USDA, FHA, and VA programs, helping you to determine the most suitable option for your financial needs in MO.
Loan limits and down payment requirements for 2026 in Warrensburg, Johnson County, MO
Type of Loan
Loan Limit
Minimum Down Payment
Conforming Conventional
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above comparison is relevant for these zip codes: 64093
Explore Conventional and FHA Loan Opportunities in Warrensburg, MO
Lendersa® is dedicated to swiftly locating the most favorable Conventional, USDA, or FHA loans for you, minus the hassle. Choose from three different pathways to connect with suitable lenders and loan plans.
Established in 1890, Quarry City Savings and Loan is a local, community-oriented financial institution providing honest personal service to our customers. Our Mission at Quarry City Savings & Loan is to build and maintain solid relationships with the community we live in and the clients we serve.
State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.
Our Mission at Community Bank of Pleasant Hill is to provide shareholder value by offering safe and sound financial solutions to consumers and businesses in our community through innovative, quality products, and superior client service. We build value with a responsive, knowledgeable, and professional staff in a friendly environment.
WPL Mortgage Solutions is more than a mortgage broker, we’re your financial partner. We seek out long-term relationships with our vendors, suppliers, employees and most of all, with our clients. As a mortgage broker, we take time to get to know customers and find real solutions so they can live out their dreams.
Missouri Central Credit Union was organized December 28, 1931 as Missouri State Credit Union. The name was changed to Missouri Central Credit Union at a meeting of the membership on November 18, 1960. The credit union moved to Lee’s Summit in September, 1994 and quickly became involved in the thriving Lee’s Summit community.
200 NE Missouri Rd, Suite 200, Lees Summit, MO, 64086
Lends in Missouri
ePrivate Lending. We are a private lender who provides financing to Real Estate Investors for single and multi-family investment property. What makes us different is we are direct with no middlemen involved. This gives our investors the highest level of service, lowest rates and costs available in private lending
Community Bank of Marshall, Missouri, was chartered in 1977 and opened for business in 1978. TO SERVE THE FINANCIAL NEEDS OF OUR COMMUNITY, ITS BUSINESSES AND ITS CITIZENS is our Mission Statement and it is my responsibility to make certain that the staff of the bank continues to achieve this goal.
As a full service residential mortgage company serving both Kansas and Missouri we ensure our clients receive the proper financing when purchasing, refinancing, or using the equity in their home. Our experienced staff of licensed mortgage professionals are here to assist you whether you are buying your first home or purchasing your dream home.
