Explore the differences! FHA VS Conventional loan programs in Archer-Lodge, Johnston County, North Carolina

In the year 2025, the conventional loan limit applicable in Archer-Lodge, part of the county of Johnston, NC, is set at $647,200. Conversely, the FHA loan limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. This tool allows you to evaluate income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator enables you to see Conforming Conventional, USDA, FHA, and VA loans side by side. This comparison aids in determining the most appropriate program available in NC for your unique financial situation.

Explore loan offers from over 100 lenders

2025 Loan Limits and Downpayment Requirements in Archer-Lodge, Johnston County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $297,100 0%
FHA $420,680 3.5%

This table's comparisons are specific to the zip codes: 27591, 27527

Conventional and FHA Loan Opportunities in Archer-Lodge, NC

At Lendersa®, we strive to find you the best possible Conventional, USDA, or FHA loan options quickly and easily. Choose one of the three starting points that will connect you with compatible lenders and loan programs.

Lendersa USDA loan request and matching results


  • Zion Mortgage
  • 13814 Senca Park Drive, Houston, TX, 77077
  • "Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service. *Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"
  • Farmers and Merchants Bank
  • 501 Main St, Milligan, NE, 68406
  • The Farmers and Merchants Bank of Milligan now stands on the lot where the first bank of Milligan was founded. The State Bank of Milligan lasted only five years, from 1892 to 1897. After its failure, A. V. Kouba organized a new bank in 1897 called the Farmers State Bank of Milligan.
  • Priority Home Mortgage L.P
  • 6002 Rogerdale Road, Suite 550, Houston, TX, 77072
  • Priority Home Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
  • The Closing Table
  • 18518 Garden Bloom Lane, Cypress, TX, 77433
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Calvary Mortgage LLC
  • 16231 Mission Tejas Place, Cypress, TX, 77433
  • We're a Christian/Veteran owned company with 25+ years of experience, that utilizes the most advanced technology, making things fast & easy, while offering the most competitive rates, lowest fees & best service around! NMLS ID 1570349 Equal Housing Lendervanced technology, making things fast & easy
  • C&T Mortgage, Inc
  • 16718 House Hahl Rd, Cypress, TX, 77433
  • C&T Mortgage, Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Texas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
  • Corporate Capital LLC
  • 610 Uptown Boulevard, Suite 2000, Cedar Hill, TX, 75104
  • ince 2013, Corporate Capital, LLC has strived to operate as a trusted source for borrowers in need of funding. Our staff is trained to help you get the best loan option for your property or project. We offer the best loan programs designed to meet the needs for the traditional borrowers with verifiable income to the self employed .
  • Lake Region Bank
  • 1690 1st St. S., Willmar, MN, 56201
  • Bankers. Neighbors. Minnesotans. Lake Region Bank has been your neighbor since 1915. We live and work in your community, and you’ll see us at many of your neighborhood events. Our success has always been tied to the success of local families and businesses. From personal banking and insurance to business banking and wealth management services,
  • Midwest Mortgage
  • 629 1st Street S, Willmar, MN, 56201
  • Midwest Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals and individual homebuyers throughout Minnesota. We’re a full-service mortgage broker offering expertise in every area of mortgage lending.
  • Red Door Funding
  • 110 Avenue B, Suite 100, Stafford, TX, 77477
  • Red Door Funding. Providing Short-Term Loans for Real Estate Investments in Houston, San Antonio, and Austin, Texas so you, the Investor, can buy, rehab and resell more Hot Properties! Red Door Funding provides you with the funds you need to quickly close on a “Hot Real Estate Investment!
  • Harvest Residential Mortgage Services
  • 4800 Sugar Grove, Suite 620-C, Stafford, TX, 77477
  • Harvest Residential Mortgage Services is a Professional & Reliable company. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, and individual home-buyers throughout the State of Texas and also We offer great customer service.
  • Prompt Mortgage LLC
  • 920 FM 1092, Suite 207, Stafford, TX, 77477
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home/commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.