FHA VS Conventional loan programs in 2025 for Royal-Pines, Buncombe County, North Carolina
In 2025, the conventional loan maximum in Royal-Pines, found in Buncombe county, NC, is set at $647,200. The FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to compare the best rates today among Conventional, FHA, and USDA loans. Determine the required income, credit standards, reserves, and documents for qualification. Our advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you select the optimal program in NC for your financial strategy.
Loan Limits and Down Payment Requirements in Royal-Pines, Buncombe, NC for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Table is valid for the zip codes: 28803, 28704
Options for Conventional and FHA Loans in Royal-Pines, NC
Lendersa® aims to provide the best Conventional, USDA, or FHA loan quickly and with no hassle. Choose one of three pathways to find matching lenders and loan programs.
At Preferred Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
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