In 2025, the conventional loan cap for Wingate, located in Union county, NC, is established at $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's most advantageous rates, including Conventional, FHA, and USDA options. Find the required income, credit reserves, and documentation needed for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the selection of the most suitable program in NC for your financial profile.
Assess loan offers from a spectrum of 100 lenders
| Loan Type | Loan Cap | Minimum Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
This comparison is relevant for zip codes: 28174
The mission at Lendersa® is to facilitate access to the optimal Conventional, USDA, or FHA loan smoothly and without delay. Begin your journey with one of the three pathways offered that converge with matching lenders and appropriate loan programs.
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Bridge Loan Guides
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