FHA VS Conventional loan programs in 2025 for Wingate, Union County, North Carolina

In 2025, the conventional loan cap for Wingate, located in Union county, NC, is established at $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's most advantageous rates, including Conventional, FHA, and USDA options. Find the required income, credit reserves, and documentation needed for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the selection of the most suitable program in NC for your financial profile.

Assess loan offers from a spectrum of 100 lenders

Details on Loan Limits and Down Payment Requirements for 2025 in Wingate, Union, NC

Loan Type Loan Cap Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is relevant for zip codes: 28174

Options for Conventional and FHA Loans in Wingate, NC

The mission at Lendersa® is to facilitate access to the optimal Conventional, USDA, or FHA loan smoothly and without delay. Begin your journey with one of the three pathways offered that converge with matching lenders and appropriate loan programs.

Results from USDA loan requests with Lendersa


  • CU Mortgage Service
  • 225 Aberdeen Drive, Suite A, Valparaiso, IN, 46385
  • CU Mortgage Service works with both credit union members and non-members. Whether you’re financing your first home, refinancing your current one, or buying your dream home, our loan officers will help you choose a mortgage that’s right for you. It’s what we’ve been doing since 1986.
  • CASE Credit Union
  • 4316 S. Pennsylvania Ave., Lansing, MI, 48910
  • CASE Credit Union was chartered in 1936 to serve Lansing area teachers and administrators as Lansing Teachers Credit Union. From operating within Lansing High School with 180 members, today, nearly 85 years later, we serve a membership of over 45,000 members and operate seven branches throughout the Greater Lansing area.
  • Dream Team Mortgage
  • 19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First Bank
  • 300 E. Sugarland Highway, Clewiston, FL, 33440
  • First Bank is a branch office of First Bank. They provide the following services: Full Service Office Location and are located at 300 East Sugarland Highway in Clewiston Florida. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information.
  • Florida Family Funding LLC
  • 3812 Kittyhawk Drive, Fort Myers, FL, 33905
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ASC Mortgage Group
  • 8401 Lake Worth Road, Suite 110, Lake Worth, FL, 33467
  • Whether you are purchasing your first home or wanting to refinance your current mortgage, our Mortgage Loan Originators will do their best to find competitive rates. Our team will guide you through the entire process in hopes of making everything seamless and easy for you! Alexander Cockrell is the Owner of ASC Mortgage Group.
  • AMCI HOMESLLC
  • 6801 Lake Worth Road, Suite 109, Lake Worth, FL, 33467
  • AMCI HOMES, LLC is the key to your FINANCING. You need a Mortgage AMCI HOMES has a solution for you. AMCI HOMES.LLC was incorporated on 31 Aug 2017 as Florida Limited Liability Company type, registered at 6801 LAKE WORTH .RD SUITE 109 LAKE WORTH, FL 33467. Amci Homes.llc has 5 total employees across all of its locations.
  • Goldlynk Charter Llc
  • 8461 Lake Worth Road, Lake Worth, FL, 33467
  • When buying a home, there's none more important than the person you choose to represent you. We'll explain the process of buying your new home, and guide you through all the ups and downs and get closed on time.REGINALD WILLIAMS Owner of GOLDLYNK CHARTER LLC. If you are ready to start your buying or selling process give me a call at 561-667-8900.
  • Kairos Movements Mortgage Services LLC
  • 4000 S 57th Avenue #102, Greenacres, FL, 33463
  • Kairos Movements Mortgage Services, LLC is a full service mortgage brokerage specializing in Purchase and Refinancing. We tailor the mortgage experience to your needs and strive to deliver the best scenarios for your particular situations. We believe that no 2 buyers are the same and attention is key.