FHA VS Conventional loan in Kearney, Buffalo County, Nebraska

In 2025, Convetional loan limit in Kearney, county of Buffalo, NE is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NE is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Kearney, county of Buffalo, NE

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 68847, 68845, 68849, 68848

Conventional and FHA loan options in Kearney, NE

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • AllWealth Federal Credit Union
  • 6 South 2nd Street, Suite 100, Hamilton, OH, 45011
  • AllWealth Federal Credit Union started as Hamilton City Employees Federal Credit Union which was officially organized on October 22, 1948 as a cooperative to provide savings opportunities and low-cost loans to City of Hamilton employees. The Credit Union began its operation with a desk in the City of Hamilton Personnel Office.
  • Valley Central Bank Mortgage
  • 6550 Princeton Glendale Rd, Hamilton, OH, 45011
  • Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest
  • DL Evans Bank
  • 375 N Overland Ave, Burley, ID, 83318
  • D.L. Evans Bank! We know there are many financial institutions you could bank with, so here is what makes us different: Our greatest asset is you. We owe our success to the relationships we have with our customers, not the size of their accounts or a sales quota. Our customers are our partners and friends, and their success is what drives us.
  • Texas Home Lending LLC
  • 7942 Emerald Bluff Court, Houston, TX, 77095
  • Buying a home is an exciting time for you and your family. For such an important financial milestone in your life, shouldn’t the process be as stress free as possible? That’s why we’re here to help you as a lender, we have the opportunity to serve the bigger family, the people around you: your family, your neighbors, your friends.
  • Texas Choice Mortgage Inc
  • 15930 Signal Creek Dr, Houston, TX, 77095
  • We are an independently owned mortgage brokerage located in the Houston Texas region. We specialize in VA Conventional, FHA, & USDA, Bank statement loan program for self-employed buyers, Should you be looking to purchase or refinance a home we are here to help As an independent mortgage broker we have access to many different types of products
  • THE HOME EQUITY NETWORK, LLC
  • 9806 Mesa Point Ct, Houston, TX, 77095
  • HOMEQNET Buying or refinancing a house can be a huge undertaking. Let our mortgage experts help you with your mortgage needs. Our pricing models are based on volume which means lower rates and lower closing cost in most cases. Whether it's a Houston mortgage or Texas mortgage, we have a team of real estate and mortgage experts.
  • Optima Mortgage Corporation
  • PO Box 6852, Kingwood, TX, 77325
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
  • Heritage South Community Credit Union
  • 763 North Main Street, Shelbyville, TN, 37160
  • Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
  • Energy Capital Credit Union
  • 18540 Northwest Freeway, Houston, TX, 77065
  • Energy Capital Credit Union is a state chartered, federally insured, full service financial institution. ECCU received its charter in 1934 under the name Humble Employees Federal Credit Union. The primary field of membership is ExxonMobil employees and annuitants and their families around the world.
  • Cy-Fair Federal Credit Union
  • 9601 Jones Road, Suite 100, Houston, TX, 77065
  • Cy-Fair Federal Credit Union is a member-owned, not-for-profit financial cooperative with membership and banking services open to anyone who lives, works, worships or attends school in Harris County. Originally opened as a way to assist with the growing financial needs of the faculty and staff at Cy-Fair ISD,
  • Firstmark Credit Union
  • 2023 Gold Canyon Drive, San Antonio, TX, 78232
  • In 1932, during the Great Depression, ten teachers agreed to establish a credit union to serve educators. San Antonio Teachers Credit Union (SATCU), the first state-chartered credit union in San Antonio, was born and proudly served members under that name for 70 years. In 2002, SATCU became Firstmark Credit Union.
  • Member Home Loan
  • 9601 Jones Road, Suite 108, Houston, TX, 77065
  • Member Home Loan (MHL NMLS#105693) has built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders, and individual homebuyers. MHL is a credit union-owned, full-service company with an experienced staff offering expertise in every area of mortgage lending,