FHA VS Conventional loan programs in 2025 for Epsom, Merrimack County, New Hampshire

During 2025, the county of Merrimack in Epsom, NH, has established the Conventional loan limit at $726,200, whereas the FHA loan limit for a single-family residence is $472,030.

Utilize the Lendersa® Calculator for Conventional loans to compare current rates including FHA and USDA. Assess income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to guide your program selection in NH for the best fit.

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2025 Loan Limits and Downpayment Requirements for Epsom, Merrimack, NH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $350,000 0%
FHA $472,030 3.5%

This comparison is applicable to zip codes: 3234

Conventional and FHA Loan Options in Epsom, NH

Lendersa® aims to secure the most advantageous Conventional, USDA, or FHA loans for you efficiently and without any hassle. Select from three initial options that facilitate lender and program matches.

USDA loan request and matching results with Lendersa


  • Progress Bank
  • 201 Williams Avenue, Huntsville, AL, 35801
  • At Progress Bank, we're thinking forward. Here, innovation leads to the very best Banking relationship you've ever had. Expect uncomplicated Banking from smart Bankers and good listeners who respond with an insightful solution that's just for you. We're committed to giving back to our community,
  • 1st Family Mortgage Company
  • 900-A Merchants Walk SW, Huntsville, AL, 35801
  • The 1st Family Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lawhorn & Associates Mortgage Company, Inc
  • 100 Jefferson Street South, Suite 100-B, Huntsville, AL, 35801
  • "Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing. We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"
  • Southern Fidelity Mortgage Group of Huntsville
  • 3350 L and N Drive SW, Huntsville, AL, 35801
  • Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.
  • Redmond Lending Group, LLC
  • 228 Holmes Ave NE, 5th Floor, Huntsville, AL, 35801
  • "Redmond Lending Group is a one stop shop for all your home & business loan needs. From purchasing your first home, buying investment property, or acquiring a new business. RLG wants to help. To provide the lowest rates and fees in our community; to save our clients the most money possible. Cutting out all the red tape and hassle,"
  • Signet Federal Credit Union
  • 1600 Clark Street, Paducah, KY, 42003
  • We're a nonprofit banking solution with a long standing commitment to the financial health and wellness of our community. We serve 11 counties throughout western Kentucky, providing savings, checking accounts, home loans, car loans and retirement planning options. With no stockholders or investors, Signet has the privilege
  • Citizens First Bank
  • W25042 Hwy 54|35, Centerville, WI, 54661
  • Citizens First Bank is a bank with operations in one state. Citizens First Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages. Citizens First Bank is a FREEandCLEAR Certified Gold Low Rate Lender. As a family-owned community bank with roots dating back to 1969,
  • THE FARMERS STATE BANK AND TRUST COMPANY
  • 200 West State Street, Jacksonville, IL, 62650
  • The Farmers State Bank and Trust Company has been proudly serving the Morgan County Community for over 100 years. The Farmers State Bank and Trust Company was organized in 1910 under a charter issued by the State of Illinois. Upon subscribing the necessary capital, a group of prominent businessmen.