Explore the differences! FHA VS Conventional loan programs in Fort-Dix, Burlington County, New Jersey

In 2026, the Conventional loan cap in Fort-Dix, within Burlington county, NJ, is $647,200, while the FHA loan limit for a single-family residence is $477,250.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for qualifying. Our comprehensive mortgage tool displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the best program for your financial status in NJ.

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Loan Limits and Down Payments in Fort-Dix, Burlington, NJ for 2026

Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

The data shown applies to zip codes: 8640

Understanding Conventional and FHA Loans in Fort-Dix, NJ

At Lendersa®, our objective is to assist you in securing the most favorable Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from three options designed to match you with suitable lenders and loan programs.

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Fort-Dix Lenders

  • Moving forward in lifestyle
  • 220 University Ave, Pemberton, NJ, 08068
  • Lends in New Jersey
  • Moving forward Our process and program offers an easy and efficient way to help clients dispute negative items on their credit reports, build new accounts, and regain control of their futures and also Seasoned investors or new investors we can help you get the funds you need for investing.

  • Preferred Funding Services, Inc.
  • 25 Homestead Drive, Suite F, Columbus, NJ, 08022
  • Lends in New Jersey
  • At Preferred Funding Services, Inc., we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Lakehurst Naval Federal Credit Union
  • 60 Lansdowne Road, Lakehurst, NJ, 08733
  • Lends in New Jersey
  • Membership is easy and forever. If you would like to become a member of Lakehurst Naval Federal Credit Union, come in and complete a membership application card. Once you become a member, you can always remain a member. As our member, you are not just another customer ... you are part of our family!

  • Creative Hard Money, LLC
  • 508 Whitehorse Mercerville Rd., Trenton, NJ, 08610
  • Lends in New Jersey
  • Creative Hard Money LLC is a trusted hard money rehab loan lender in New York and Pennsylvania. We aim to serve our customers and our clients and help them in dealing with their concerns on business, commercial land mortgages and hard money rehab loans; a lender with the best and most knowledgeable people to serve your mortgage and financing needs.

  • Energy People Federal Credit Union
  • 39 Wicklow Drive, Tabernacle, NJ, 08088
  • Lends in New Jersey
  • As a credit union, Energy People is owned and governed by our 1, 350 members. We were founded as a not-for-profit financial cooperative in 1960 by our original members who shared the common bond of employment in Public Service Electric and Gas in Moorestown. The employees pooled their savings and lent money to each other at low interest rates.

  • ABCO Federal Credit Union
  • 690 Beverly Rancocas Road, Willingboro, NJ, 08046
  • Lends in New Jersey
  • ABCO Federal Credit Union is a member-owned, not-for-profit full-service financial institution headquartered in Willingboro, New Jersey. With over 33, 000 members and over $205, 000, 000.00 in assets, we are one of the largest credit unions in New Jersey. ABCO FCU was founded in 1958 as the Burlington County Teachers Federal Credit Union.

  • Creative Financial Network
  • 300 Campbell Dr, Willingboro, NJ, 08046
  • Lends in New Jersey
  • Creative Financial Network With hundreds of products to choose from, we can help you make the right choice. Whether you are looking to purchase your dream home, or need a loan to buy an investment or commercial property, or refinance a current property, our expert advisers can help you find the right mortgage

  • Savings Home Mortgage Limited Liability Company
  • 22 Coates St, Suite 2C, Medford, NJ, 08055
  • Lends in New Jersey
  • Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.