In the year 2026, within the city of Plumsted, in the county of Ocean, NJ, the limit for a Conventional loan is $1,089,300. Meanwhile, the FHA limit for a single-family home is set at $1,089,300.
With the Lendersa® Conventional loan calculator, you can easily compare the best rates available for Conventional, FHA, and USDA loans to see what income, credit score, reserves, and documentation are required to qualify. Our cutting-edge mortgage calculator allows side-by-side comparisons of Conforming, USDA, FHA, and VA loans to help determine the best choice for your financial situation in NJ.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
The table applies to zip codes: 08533
Lendersa® aims to connect you with the most suitable Conventional, USDA, or FHA loans in an efficient manner. Start with one of our three steps leading to matched lenders and programs.
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