FHA VS Conventional loan in Rockaway, Morris County, New Jersey
In 2025, the loan limit for a conventional mortgage in Rockaway, which is in the county of Morris, NJ, is set at $1,089,300. Conversely, the FHA limit for a single-family home is $1,089,300. Knowing these limits is essential for potential homeowners planning their financing strategies for purchasing a home.
With the Lendersa® Conventional loan calculator, you can compare today’s best rates among Conventional, FHA, and USDA loans. It assesses the income, credit, reserves, and necessary documents required to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in selecting the most suitable program in NJ for your financial scenario.
Comprehensive Loan Limits and Downpayment Requirements for 2025 in Rockaway, Morris County, NJ
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comprehensive table is relevant to the following zip codes: 07842, 07435, 07005, 07801, 07885, 07866, 07806
Exploring Conventional and FHA Loan Options in Rockaway, NJ
Lendersa® is exclusively dedicated to helping you find the best Conventional, USDA, or FHA loans quickly and with minimal hassle. By selecting one of three guiding pathways, you connect with matching lenders and customized loan programs that are best suited for your financial intentions. This service simplifies the overall loan process, allowing you to make informed decisions confidently.
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Our clients’ trust and satisfaction with their lending experience is our top priority.
We offer the best mortgage tools available on the internet - easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing—and qualifying for!—the exact loan to meet your specifi
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
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At Fluxx Mortgage and Financial, we take pride in knowing you chose to work with us, so getting your loan across the finish line is our top priority. Fluxx Mortgage and Financial can help you get pre-qualified and on your way to home ownership Simply fill out our mortgage prequalification form securely on our website