FHA VS Conventional loan programs in 2025 for Rockaway, Morris County, New Jersey

In 2025, Convetional loan limit in Rockaway, county of Morris, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Rockaway, county of Morris, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 07842, 07435, 07005, 07801, 07885, 07866, 07806

Conventional and FHA loan options in Rockaway, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Arboretum Mortgage
  • 601 Union St, Suite 2727, Seattle, WA, 98101
  • Arboretum Mortgage has grown its business through hard work, careful planning, and by cultivating lasting relationships with our clients built on honest and ethical lending practices. During that time we have funded residential home loans for thousands of individuals and families throughout the Pacific Northwest in excess of 4 billion dollars.
  • Penrith Home Loans LLC
  • 601 Union Street, Suite 2217, Seattle, WA, 98101
  • Penrith Home Loans is a full-service mortgage bank providing homebuyers with complete home-financing solutions.Our team offers extensive expertise and a proven history of outstanding customer service. We have a reputation of consistent, reliable performance and look forward to building relationships with our customers upon that foundation.
  • Broadmark Real Estate Management
  • 1420 Fifth Avenue Suite 2000, Seattle, WA, 98101
  • Broadmark Realty Capital Inc. (NYSE: BRMK) offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
  • Glacier Real Estate Finance
  • 1001 Westlake Avenue North, Seattle, WA, 98109
  • Glacier Real Estate Finance is a leading commercial mortgage banking firm in Seattle and the surrounding Pacific Northwest region. Since our founding in 1976, Glacier has provided real estate owners, investors and developers with solutions for their mortgage financing needs, completing over $6 billion in loan closings.
  • Lake Union Mortgage
  • 2100 Westlake Ave N, Suite 104, Seattle, WA, 98109
  • We're a local mortgage company with a big heart for helping you finance your home. We help our clients buy or refinance their home in Washington. We'll work with everyone from first-time homebuyers, to experienced homeowners. We offer conventional, JUMBO, FHA, VA, and USDA loans.
  • SALMON BAY COMMUNITY LENDING
  • 7919 Greenwood Ave N Entrance on N 80th St", Seattle, WA, 98103
  • The mortgage business has certainly changed over the years but one thing hasn’t changed: the way we do business here at Salmon Bay Community Lending We have always valued service and relationship over volume and profit and we always will. Our clients come from referrals, not purchased lists, and our expertise comes from problem solving and working
  • Wadot Capital
  • 5413 Meridian Ave N, Suite C, Seattle, WA, 98103
  • Founded by Erik Egger in 2001, WADOT Capital Inc. is considered one of the Northwest's premier hard money lenders. Here at WADOT, we are committed to offering solutions that fit the individual needs of each and every client. Our client centered approach to providing loan services
  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability