FHA VS Conventional loan in Rockaway, Morris County, New Jersey

In 2025, the loan limit for a conventional mortgage in Rockaway, which is in the county of Morris, NJ, is set at $1,089,300. Conversely, the FHA limit for a single-family home is $1,089,300. Knowing these limits is essential for potential homeowners planning their financing strategies for purchasing a home.

With the Lendersa® Conventional loan calculator, you can compare today’s best rates among Conventional, FHA, and USDA loans. It assesses the income, credit, reserves, and necessary documents required to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in selecting the most suitable program in NJ for your financial scenario.

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Comprehensive Loan Limits and Downpayment Requirements for 2025 in Rockaway, Morris County, NJ

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comprehensive table is relevant to the following zip codes: 07842, 07435, 07005, 07801, 07885, 07866, 07806

Exploring Conventional and FHA Loan Options in Rockaway, NJ

Lendersa® is exclusively dedicated to helping you find the best Conventional, USDA, or FHA loans quickly and with minimal hassle. By selecting one of three guiding pathways, you connect with matching lenders and customized loan programs that are best suited for your financial intentions. This service simplifies the overall loan process, allowing you to make informed decisions confidently.

Lendersa USDA loan request and matching results


  • Zarro Mortgage Group
  • 215 SW Federal Hwy, Suite 101, Stuart, FL, 34994
  • With over 100 years of combined industry experience, the Zarro Mortgage Group Team has the knowledge and expertise to help you find the best lending programs available for your financing needs. Our clients’ trust and satisfaction with their lending experience is our top priority.
  • Fidelity Lending
  • 620 NW Dixie Hwy, Stuart, FL, 34994
  • We offer the best mortgage tools available on the internet - easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing—and qualifying for!—the exact loan to meet your specifi
  • Unitas Lending
  • 615 Southwest St. Lucie Crescent, Suite 207, Stuart, FL, 34994
  • Unitas Lending After 20 years in the mortgage industry, Brent Starts founded Unitas Lending with one purpose: Provide the best experience to clients pursuing home ownership. Brent Starts has been featured on over 20 radio stations reaching millions of people with his message, ” acquiring a mortgage does not have to be complicated.
  • Insight Loans
  • 759 SW Federal Hwy, Stuart, FL, 34994
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Castle & Cooke Mortgage, LLC
  • 701 N Federal Hwy, Ste 207, Stuart, FL, 34994
  • Castle & Cooke Mortgage, LLC (NMLS #1251) is one of the nation's leading independent mortgage lenders with locations across the United States and over 300 employees. Since opening our doors in 2005, our dedication and successes have grown right alongside the communities we serve.
  • Bluewater Funding LLC
  • 5694 Baywater Drive, Tampa, FL, 33615
  • Bluewater Funding is a Mortgage Company dedicated to providing white glove service to the client. Our job is to ensure a client makes an informed decision tailored for their household goals. Whether clients are looking to purchase a home, refinance, build a home, or need a commercial loan, we have the tools
  • Elegant Financial Services Corp
  • 5811 Memorial Highway, Suite 201, Tampa, FL, 33615
  • We provice services for traditional buyers, first-time homebuyers, distressed homeowners, banks, luxury homes, high rises & condominiums, residential resale, buyer representation, rental property management, investor portfolio development, short sale processing and bank-owned property/REO.
  • Fluxx Mortgage & Financial
  • 410 S Ware Blvd, Suite 402, Tampa, FL, 33619
  • At Fluxx Mortgage and Financial, we take pride in knowing you chose to work with us, so getting your loan across the finish line is our top priority. Fluxx Mortgage and Financial can help you get pre-qualified and on your way to home ownership Simply fill out our mortgage prequalification form securely on our website