FHA VS Conventional loan programs in Shark-River-Hills, Monmouth County, New Jersey

In 2026, the Conventional loan limit for Shark-River-Hills in Monmouth county, NJ is $970,800, while the FHA limit for a single-family home is $970,800.

The Lendersa® Conventional loan calculator allows you to contrast today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and document requirements needed to qualify. Our advanced calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you to select the most suitable program for your specific financial needs in NJ.

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2026 Loan Limits and Downpayment Requirements in Shark-River-Hills, Monmouth, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable to the following zip codes: 07719

Exploring Conventional and FHA Loan Options in Shark-River-Hills, NJ

The goal of Lendersa® is to promptly secure the best available Conventional, USDA, or FHA loans with minimal hassle. Choose from three pathways to connect with matched lenders and loan programs.

Overview of Lendersa USDA loan requests and results


Shark-River-Hills Lenders

  • Manasquan Bank
  • 2221 Landmark Place, Manasquan, NJ, 08736
  • Lends in New Jersey
  • Manasquan Bank has been dedicated to helping our community grow and thrive since 1874 with mortgages, construction loans, business loans, and everyday banking like checking and savings accounts. As technology has evolved, so have traditional banking capabilities and we take pride in providing you with the latest banking solutions.

  • Dynasty Mortgage Network LLC
  • 707 Union Avenue, Suite 201, Brielle, NJ, 08730
  • Lends in New Jersey
  • Dynasty Mortgage is a premium mortgage company dedicated to providing affordable home loans for customers with various types of credit records. Whether you want a fixed rate mortgage, adjustable rate mortgage, a home equity loan, refinance, purchase, investment or debt consolidation, we have a loan for you with the lowest rates available.

  • PRIME SOURCE MORTGAGE
  • 139 Natick Trail, BRICK, NJ, 8724
  • Lends in New Jersey
  • PrimeSourceMTG.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Prime Source Mortgage is a licensed Mortgage Broker licensed by NJ Dept. of Banking and Insurance. We do not issue mortgage commitments or fund mortgage loans.

  • AAFC Group LLC
  • 3430 Sunset Avenue, Suite 17, Ocean, NJ, 07712
  • Lends in New Jersey
  • We are committed to offering only the highest quality professional service to our mortgage customers, realtors and associates. We’ll help you navigate the mortgage loan process, answering your questions and offering our advice along the way. Our customers are always treated with the utmost respect, courtesy and professionalism.

  • The Loan Tree Corp
  • 922 Main Street, Asbury Park, NJ, 07712
  • Lends in New Jersey
  • The Loan Tree specialize in FHA 203K & Fannie Mae HomeStyle Rehabilitation Mortgages that allow for the purchase or refinance of your home while providing additional funds for rehab/improvements We also offer Low/No closing cost Conventional mortgages as well as FHA & VA mortgages at low fixed rates

  • Advisors Mortgage Group, L.L.C.
  • 1411 Highway 35, Asbury Park, NJ, 07712
  • Lends in New Jersey
  • Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, AMG has grown to serve not only the greater New Jersey area, but also a vast portion of the United States. With branch offices up and down the East Coast

  • UNITY RESIDENTIAL AND COMMERCIAL MORTGAGE, INC.
  • 1806 Route 35, Suite 303, Oakhurst, NJ, 07755
  • Lends in New Jersey
  • At Unity Residential and commercial Mortgage INC we are a full-service mortgage company based in NJ. We specialize in home loans and refinancing We also serve the surrounding cities. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Provident Bank
  • 105 Chambers Bridge Rd, Brick, NJ, 08723
  • Lends in New Jersey
  • Provident Bank has served individuals, families, and businesses in our local communities with personal and business banking services. We’re proud of that. And we’re proud of this: we’re still your bank—right here, right now. What your parents wanted? We had it. What you need? We’ve got it. What your kids will face? We’ll solve it. You are our commi

  • Progress Capital
  • 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
  • Lends in New Jersey
  • Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.