FHA VS Conventional loan programs in 2025 for Santa-Fe, Santa Fe County, New Mexico
In 2025, the Conventional loan limit in Santa-Fe, county of Santa Fe, NM, is $647,200, while the FHA limit for a single-family home is $468,050. Knowing these limits helps potential buyers understand the financing options available for purchasing a home.
Use the Lendersa® Conventional loan calculator to compare the best available rates today across Conventional, FHA, and USDA loans. Pinpoint your income, credit, reserves, and the necessary documents needed to qualify. With our advanced mortgage calculator, you can evaluate Conforming Conventional loans along with USDA, FHA, and VA options side by side, helping to select the most suitable program for your financial requirements in NM.
Understanding 2025 Loan Limits and Down Payment Requirements in Santa-Fe, Santa Fe, NM
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$331,200
0%
FHA
$468,050
3.5%
This comparative table applies to these zip codes: 87505, 87507, 87501, 87502, 87503, 87509
Exploring Conventional and FHA Loan Options in Santa-Fe, NM
The aim of Lendersa® is to present you with the best available Conventional, USDA, or FHA loans quickly and smoothly. Choose one of three entry points that guide you to compatible lenders and appropriate loan programs tailored to your needs.
River Region Federal Credit Union has been open since 1960. The credit union has assets totaling $41.43 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.
Brainerd BN Credit Union was organized on November 25, 1940 as Brainerd NP Credit Union to serve the needs of the Northern Pacific Railway workers in central Minnesota. In 1970, after a merger changed the name of the local railway, Brainerd NP Credit Union changed its name to the name we use today, Brainerd BN Credit Union.
At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,
In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.
City National Bank, established in 1907, is a community bank located in Massac County, Illinois. CNB serves the surrounding areas by offering banking services to individuals, families, businesses and farmers from its two Metropolis, Illinois locations. City National Bank provides the tools to help you keep up and bank on your schedule.
Paducah Bank is the only locally-owned community bank in Paducah, Kentucky, and is the top small business lender and top mortgage lender in its market. Paducah Bank was named the Best Place to Work in Kentucky among medium-sized companies in 2006 by the Kentucky Chamber of Commerce and the Kentucky Society for Human Resource Management.
La Crosse Burlington Credit Union has been open since 1955. The credit union has assets totaling $8.53 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
