FHA VS Conventional loan programs in Santa-Fe, Santa Fe County, New Mexico
In 2025, Convetional loan limit in Santa-Fe, county of Santa Fe, NM is $647,200 while FHA limit is $468,050 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NM is best for your particular financial situation.
2025 loan limits and downpayment requirments in Santa-Fe, county of Santa Fe, NM
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$331,200
0%
FHA
$468,050
3.5%
The comparison table applies to zip codes: 87505, 87507, 87501, 87502, 87503, 87509
Conventional and FHA loan options in Santa-Fe, NM
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ
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