FHA VS Conventional loan programs in 2025 for South-Valley, Bernalillo County, New Mexico
Within 2025, the Conventional loan limit established in South-Valley, located within Bernalillo county, NM, is set at $647,200. Meanwhile, the FHA limit for a single-family home is established at $420,680. These limits serve as a crucial guideline for potential homeowners, helping them understand the maximum amounts they can borrow under these loan categories, aiding informed financial planning and decision-making.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's best available rates among Conventional, FHA, and USDA loan options. This resource assists in determining the required income, credit score, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can easily view side-by-side comparisons of Conforming Conventional loans, alongside USDA, FHA, and VA options, providing clarity on selecting the best program for your financial situation in NM.
A Complete Overview of 2025 Loan Limits and Down Payment Requirements in South-Valley, Bernalillo, NM
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0% downpayment
FHA
$420,680
3.5% downpayment
This comparison applies specifically to zip codes: 87105, 87195
Navigating Conventional and FHA Loan Options in South-Valley, NM
The goal of Lendersa® is to seamlessly help you obtain the best financial products in the form of Conventional, USDA, or FHA loans, ensuring speed and seamless service without any hassle. Begin by selecting one of three tailored starting points designed to direct you to the appropriate lenders and tailored loan programs suited to your specific needs.
"Walden Mortgage Group is a Kentucky mortgage lender based in Lexington, Kentucky.
Whether you're in Central, Eastern or Western Kentucky; whether you're looking for an FHA, VA, KHC or conventional loan, we're the source for your local mortgage loan solution. We represent a wide variety of local"
For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.
Members Heritage opened its doors in April 1960 as IBM (Lexington) Employees Federal Credit Union. In the early 1990’s, the credit union began to grow and diversify, offering service to employees at additional companies. In 1993, our name was changed to Members Heritage Federal Credit Union, representing the concept of member ownership.
We offer several different types of commercial loans to cover operational costs or fund major capital expenditures. Contact us today to learn more and gain an edge over your competitors! Local mortgage company who are experts in new home PURCHASE, REFINANCING, AND COMMERCIAL LOANS.
Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.
Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
Warsaw Federal's story began in 1893, when three Cincinnatians saw the need for financial services in the booming neighborhood of Price Hill. Franklin Walters, John Weber and Edward Doctor began the savings and loan company to serve that need. Warsaw Federal remains a friendly neighborhood institution.
AmeriGO Home Lending is a personalized mortgage company dedicated to keeping you informed and educated throughout the home loan process. Let our highly experienced team utilize our many lending partners to find the best fit for you.Amerigo Home Lending Llc was founded in 2011, and is located at 6460 Harrison Ave Ste 101 in Cincinnati.
First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
