Explore the differences! FHA VS Conventional loan programs in Gardnerville, Douglas County, Nevada

In 2025, Convetional loan limit in Gardnerville, county of Douglas, NV is $726,200 while FHA limit is $657,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NV is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Gardnerville, county of Douglas, NV

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $455,400 0%
FHA $657,800 3.5%

The comparison table applies to zip codes: 89423, 89410

Conventional and FHA loan options in Gardnerville, NV

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pacific Finance and Realty
  • 4822 Golden Foothills Parkway, Suite 1, El Dorado Hills, CA, 95762
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sun Pacific Homes and Homegrown Design
  • 3941 Park Dr, Suite 20192, El Dorado Hills, CA, 95762
  • Sun Pacific Homes is a family owned and operated brokerage. We pride ourselves in taking time to help each customer with the utmost respect, honesty and integrity. Your home, your family and finances are critically important to you and to us. We offer extremeley competitive fee's and rates to help you achieve your goals.
  • Van Patten Mortgage Group
  • 1107 Investment Blvd, Suite 290, El Dorado Hills, CA, 95762
  • The Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages. We serve California, Florida Colorado and Tennessee.Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages.
  • Western Heritage Financial, Inc.
  • 4949 Windplay Drive, Suite 125, El Dorado Hills, CA, 95762
  • At Western Heritage Financial, Inc. We are a referral-based, family-owned company based in El Dorado Hills. Specializing in both home purchases and refinances, we have been helping California families and individuals obtain mortgage financing since 1980. we are sure to structure a tailored program that perfectly matches your mortgage goals.
  • Equip Capital Group, Inc
  • 989 Governor Drive, Suite 101, El Dorado Hills, CA, 95762
  • Equip Mortgage was founded on the idea that we aren’t just here to provide loans. We’re here to assist with your largest investment, and support you even beyond your purchase. That is why we have quickly become one of the best mortgage lenders in Northern California. and also Mortgage Broker providing incredible service and best mortgage.
  • J and J Mortgage
  • 908 Taylorville Road, Suite 200, Grass Valley, CA, 95949
  • Jessica Burton, started this company in 2011 because she believed she could make a difference in the mortgage industry. She started out by herself working out of her garage with a dream of running a company that offered exceptional service and a wealth of knowledge. Today she has just that, a team of people who challenge themselves.
  • Golden State Home Loans
  • 10076 Alta Sierra Dr., Grass Valley, CA, 95949
  • Golden State Home Loans is a Mortgage Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate and Lower Fee Home Loans Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate. Whether you’re buying, selling, refinancing, or building your dream home
  • Members Tech Mortgage Inc
  • 5833 Horseshoe Bar Rd, Loomis, CA, 95650
  • Every day we emphasize our customers always come first, it starts with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.