FHA VS Conventional loan programs in 2026 for Athens, Greene County, New York
As of 2026, the Conventional loan limit in Athens, located in the county of Greene, NY, is set at $726,200. Meanwhile, for a single-family home, the FHA limit is defined as $472,030.
Make use of the Lendersa® Conventional loan calculator to compare the top rates available today for Conventional, FHA, and USDA loans. This tool is designed to assist you in determining the required income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program for your financial situation in NY.
2026 Loan Limits and Down Payment Requirements in Athens, County of Greene, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for the zip codes: 12015
Opportunities for Conventional and FHA Loans in Athens, NY
Lendersa® aims to quickly secure you the most favorable Conventional, USDA, or FHA loan choices without any hassle. Pick one of the three starting options that best aligns with connecting you to the right lenders and loan offerings.
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