FHA VS Conventional loan programs in Carlton, Orleans County, New York

In 2025, for a single-family home in Carlton within Orleans county, NY, the conventional loan limit is $726,200, while the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you select the best program in NY for your financial needs.

Evaluate loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Carlton, Orleans County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These values apply to zip codes: 14477, 14571, 14411

Options for Conventional and FHA Loans in Carlton, NY

The goal at Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan with minimal hassle. Choose one of these three approaches to find matching lenders and loan offerings:

Results from Lendersa's USDA loan requests


  • National One Mortgage Corp.
  • 6700 Indiana Avenue, Suite 130, Riverside, CA, 92506
  • The National One Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage.
  • Valley View Financial Services Inc.
  • 6950 Indiana Avenue, Suite 2, Riverside, CA, 92506
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ivan & Maria Navarro
  • 3400 Central Avenue, Suite 350, Riverside, CA, 92506
  • We have been helping home-buyers obtain the best possible price and financing terms. Our home sellers pay lower commission fees and never sacrifice service. Assistance includes programs such as government grants, down payment assistance, and 100% financing for low to moderate income families.
  • First Lending Solutions
  • 6370 Magnolia Ave Suite 210, Riverside, CA, 92506
  • 1st Lending Solutions, Inc. is located in Riverside, CA, United States and is part of the Mortgage Banking Industry. 1st Lending Solutions, Inc. has 19 total employees across all of its locations.FirstLendingOnline.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
  • Westin Mortgage
  • 3400 Central Ave Ste 345, Riverside, CA, 92506
  • Westin Mortgage is a Mortgage Banker serving the entire state of California.Westin Mortgage is positioned to serve the needs of people looking for Professional Mortgage Services.Your faith in us allows us the opportunity to apply our skills and customer service to to work on your behalf to provide you with a diverse of mortgage products.
  • ProServ Mortgage
  • 20833 Hartsdale Drive, Riverside, CA, 92508
  • ProServ Mortgage is owned and operated by Eric Carlson. Our mission is to provide excellent service to our customers along with great home loan interest rates. Eric has been in the mortgage business since 1993 and has extensive experience with many types of home loan products. ProServ Mortgage is able to offer clients.
  • Inland Valley Federal Credit Union
  • 9389 Cherry Ave, Fontana, CA, 92335
  • Inland Valley FCU is a not-for-profit financial cooperative. We exist to serve the needs of our members and offer the same types of banking products and services you would find at other financial institutions. This includes savings accounts, checking accounts, loans, mortgages, online banking, bill payment, and more.
  • G&R FINANCIAL SERVICES/NO FICO HOME LOANS
  • 30141 ANTELOPE ROAD, SUITE D818, MENIFEE, CA, 92584
  • Trust in 30 yrs of experience! We're the friendly faces of hard money ready to turn your R.E. dreams into reality. Credit or income hiccups? No problem! We’ve seen it all & still love to say "yes." Don’t let traditional lenders rain on your parade—our umbrellas are always open. Act now & join the hundreds we've helped climb the property ladder. Thi