FHA VS Conventional loan programs in 2025 for Cortlandville, Cortland County, New York
For 2025, the conventional loan limit in Cortlandville, within the county of Cortland, NY, is $726,200, while the FHA limit for a single-family home is $472,030.
With the Lendersa® Conventional loan calculator, you can compare the best rates for Conventional, FHA, and USDA loans today, and determine the income, credit, reserves, and documents necessary to qualify. This advanced calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you to choose the program in NY that best fits your financial situation.
2025 Loan Limits and Downpayment Requirements in Cortlandville, County of Cortland, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 13101, 13045, 13738
Explore Conventional and FHA Loan Options in Cortlandville, NY
The objective of Lendersa® is to facilitate your access to the best possible Conventional, USDA, or FHA loan swiftly and efficiently. Begin by choosing one of three starting points, leading to matching lenders and loan programs.
Eureka offers traditional deposit products including passbook savings accounts and certificates of deposit, as well as loan products. Our team of mortgage associates can help to find you the best available mortgage lending programs and work with you to assure the highest rate of approval with respect to your current situation
At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.
We are your neighbors, your friends and your bankers.
TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.
Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.
Celebrity Mortgage Corporation is dedicated to helping you get the loan you need quickly and easily. Our experienced team of licensed loan originator professionals work tirelessly to assure the mortgage process is seamless from comprehensive pre-approvals to the closing table. Whether you are purchasing a home or simply refinancing your existing
Chartered in 1972, UNO Federal Credit Union has served the University of New Orleans for over 45 years with pride. The support and commitment of this community has provided our credit union with the direction that has driven us to become the full-service financial institution that we are today.
Miller Home Mortgage, LLC is a licensed mortgage broker and banker in Texas and Louisiana. We provide Conventional, FHA, VA, RD/USDA, and non-conventional financing. We can finance purchases, refinances, construction and renovation mortgages. WE HAVE 23 YEARS OF LENDING EXPERIENCE AVAILABLE TO ASSIST IN COMPLETING YOU LOAN TRANSACTION.
3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002
Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.
