In 2026, the conventional loan limit in Hillcrest, located in Rockland county, NY, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side to help you decide which program in NY fits your financial needs best.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
This comparison table applies to zip codes: 10977
Lendersa®'s objective is to provide you access to the best possible Conventional, USDA, or FHA loans quickly and easily. Begin with one of three initial strategies that result in matching lenders and loan programs.
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