Explore the differences! FHA VS Conventional loan programs in New-Castle, Westchester County, New York

In 2026, the limit for Conventional loans in New-Castle, Westchester county, NY, is $970,800, while the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, assessing income, credit, reserves, and necessary documents for qualification. This tool provides a detailed comparison of Conforming Conventional loans, USDA, FHA, and VA options, supporting your choice of the optimal program in NY for your specific financial circumstances.

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2026 Loan Limits and Downpayment Requirements in New-Castle, Westchester County, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

Table applicable for zip codes: 10514

Explore Conventional and FHA Loans in New-Castle, NY

Lendersa®'s goal is to secure the best available Conventional, USDA, or FHA loans efficiently. Choose from three options that guide you to suitable lenders and loan programs.

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New-Castle Lenders

  • Brisco Funding LLC
  • One South Greeley Ave Suite 1b, Chappaqua, NY, 10514
  • Lends in New York
  • Brisco Funding, LLC is located in Chappaqua, NY, United States and is part of the Mortgage Banking Industry. Brisco Funding, LLC has 1 total employees across all of its locations and generates $165,887 in sales (USD).Brisco Funding is a Private Lending company specializing in single-family and multi-family rehab lending.

  • B Naman Consulting Inc
  • 245 Saw Mill River Road, Suite 106B, Hawthorne, NY, 10532
  • Lends in New York
  • Bruce J. Naman Serving the area for over 25 years, I'm committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and offer a variety of products to meet your individual requirements, with my expertise, I get the hard deals done. I make the process of securing a mortgage simple.

  • Pyramid Capital Group Inc
  • 26 Village Green, Suite 10, Bedford, NY, 10506
  • Lends in New York
  • Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.

  • Quintessential Mortgage Group
  • 399 Knollwood Road, Suite 320, White Plains, NY, 10603
  • Lends in New York
  • Quintessential Mortgage Group,we believe in treating customers the way we would like to be treated. We educate, advise, & empower you with mortgage planning tools to help you make informed decisions.We know you need a lot of information before you decide which mortgage broker is right for you, & we’re prepared to give you the information you need.

  • RealFi Home Funding Corp
  • 707 Westchester Avenue, Suite 305, White Plains, NY, 10604
  • Lends in New York
  • We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.

  • ABS Based Solution
  • 1133 Westchester Avenue, West Harrison, NY, 10604
  • Lends in New York
  • Asset Based Solution (ABS), LLC focuses on real estate and asset-based lending. We are the leading Hard Money Lender in New York & Florida, also lending in Connecticut, Maryland, New Jersey, and Pennsylvania.

    Our mission is to empower real estate investors, beginners or experienced, to seize opportunities they cannot finance themselves. We under

  • Starr Mortgage Company Inc
  • 15 North Mill Street, Suite 215, Nyack, NY, 10960
  • Lends in New York
  • Starr Mortgage Company, Inc. has quickly become a benchmark in the mortgage industry. Our headquarters is located in Nyack, NY in the historic Hudson Valley Region of New York, however our area of influence and expertise ranges all the way from Rockland and Westchester Counties, throughout all 5 boroughs of New York City.

  • Quorum Federal Credit Union
  • 2500 Westchester Avenue, Suite 411, Purchase, NY, 10577
  • Lends in New York
  • Our mission is to do good by you and for you, by returning profits in the form of our competitive rates, low fees, simple rules, clear communication, frictionless delivery and unbiased advice. Quorum is banking that’s focused on you, and how our products and services can help you live life as you choose.

  • Cardinal Mortgage Corp.
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • Lends in New York
  • At Cardinal Mortgage Corp., we provide an extremely important service in the field of mortgage finance, including the loan origination, working closely with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan, and making sure that you, the borrower is protected in all areas of the loan.