FHA VS Conventional loan in North-Gates, Monroe County, New York

In the year 2025, the Conventional loan threshold for a single-family home in North-Gates, located in the county of Monroe, NY, is set at $647,200, while the FHA limit stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to contrast today's Conventional rates against FHA and USDA, and to ascertain the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you decide which option in NY aligns best with your financial needs.

Compare offers from a pool of 100 lenders

Loan limits and down payment requirements for 2025 in North-Gates, Monroe county, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for the following zip codes: 14606

Explore Conventional and FHA loan plans available in North-Gates, NY

The aim at Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of the three options below to find matching lenders and loan packages:

USDA loan request and matching results by Lendersa


  • Investar Bank
  • 4004 Ambassador Caffery Pkwy, Lafayette, LA, 70503
  • Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.
  • US CapitalGroup Mortgage LLC
  • 3861 Ambassador Caffery Parkway, Suite 100, Lafayette, LA, 70503
  • US CapitalGroup Mortgage is a Veteran owned and Operated company based out of Lafayette, Louisiana. We are a client focused business bringing the best in mortgage products available at the lowest rates! Founded in Lafayette, Louisiana, US CapitalGroup Mortgage is a full service Mortgage brokerage.
  • Woods Mortgage and Financial Services LLC
  • 128 Demanade Boulevard, Suite 306, Lafatette, LA, 70503
  • Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. If you find yourself lost in the home buying process, no worries, “we know the way to get you HOME.
  • Universal Lending Services Inc
  • 5750 Johnston Street, Suite 102, Lafayette, LA, 70503
  • Universal Lending is one of the most experienced mortgage companies in the area, with over 96 years combined experience throughout our team. Serving the state of Louisiana, we have the resources necessary to close loans quickly and efficiently. Among those resources are our relationships with local, regional, national lenders, and investors.
  • Prestige Mortgage of Louisiana LLC
  • 3639 Ambassador Caffery Pkwy, Suite 420, Lafayette, LA, 70503
  • Prestige Mortgage of Louisiana LLC. is committed to providing our clients with the highest quality financial services combined with the lowest costs and rates available in the area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically.
  • Executive Mortgage, llc.
  • 3639 Ambassador Caffery, Suite 302, Lafayette, LA, 70503
  • Our staff of mortgage professionals will give you the personal attention you deserve and treat you with the respect due to a valued customer. We understand you’re making a commitment in buying a new home or refinancing your current home. So, in turn, we will also make a commitment to you. We will help you qualify, apply
  • FAMILY FIRST MORTGAGE
  • 3909 Ambassador Caffery Parkway, Lafayette, LA, 70503
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • InterTrust Mortgage, L.L.C.
  • 1027 Harding Street, Lafayette, LA, 70503
  • InterTrust Mortgage, L.L.C. is a full service, licensed mortgage broker. It is our commitment to offer only the highest quality professional service to our clients, Realtors and associates in related fields. Over the years, we have built a reputation of offering honest, ethical, and thorough service to our clients.
  • Home Loan Brokers LLC
  • 3350 SW 148th Ave, Suite 110, Hollywood, FL, 33027
  • Home Loan Brokers LLC is a Florida limited liability company based in Miramar. If your lender sends you a revised Loan Estimate, please compare it to the previous one you received. Can you tell what changed? If not, call your Loan Officer right away or contact us if we can help..