FHA VS Conventional loan programs in 2025 for North-Merrick, Nassau County, New York
In the year 2025, the Conventional loan limit available in North-Merrick, within the county of Nassau in NY, is set at $970,800. Correspondingly, the limit for an FHA loan for a single-family dwelling is $970,800. Knowing these limits is essential for prospective homeowners planning their purchases, as it helps to guide decisions around financing options.
Leverage Lendersa®’s Conventional loan calculator to contrast the leading rates available today between Conventional, FHA, and USDA loans. Determine what income, credit score, financial reserves, and documentation are necessary for qualification. With our sophisticated mortgage calculator, you'll see detailed comparisons of Conforming Conventional loans, USDA, FHA, and VA side by side, enabling a well-informed decision on the best program that suits your financial position in NY.
2025 Loan Limits and Down Payment Requirements in North-Merrick, County of Nassau, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
This comparison table applies to specific zip codes: 11566
Exploring Conventional and FHA Loan Options in North-Merrick, NY
The primary objective of Lendersa® is to streamline the process of obtaining the best possible Conventional, USDA, or FHA loan in a swift manner and with minimal hassle. Select from one of three starting points that will match you with appropriate lenders and loan programs. Each route offers unique insights and benefits to aid in your decision-making process.
By leveraging these resources and insights, you ensure a well-rounded understanding of potential lending options, equipping you to make informed, confident decisions that support both immediate needs and long-term financial goals.
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14750 Southwest 26 Street, Suite 115, Miami, FL, 33185
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