FHA VS Conventional loan in North-Merrick, Nassau County, New York
In the year 2025, the Conventional loan limit available in North-Merrick, within the county of Nassau in NY, is set at $970,800. Correspondingly, the limit for an FHA loan for a single-family dwelling is $970,800. Knowing these limits is essential for prospective homeowners planning their purchases, as it helps to guide decisions around financing options.
Leverage Lendersa®’s Conventional loan calculator to contrast the leading rates available today between Conventional, FHA, and USDA loans. Determine what income, credit score, financial reserves, and documentation are necessary for qualification. With our sophisticated mortgage calculator, you'll see detailed comparisons of Conforming Conventional loans, USDA, FHA, and VA side by side, enabling a well-informed decision on the best program that suits your financial position in NY.
2025 Loan Limits and Down Payment Requirements in North-Merrick, County of Nassau, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
This comparison table applies to specific zip codes: 11566
Exploring Conventional and FHA Loan Options in North-Merrick, NY
The primary objective of Lendersa® is to streamline the process of obtaining the best possible Conventional, USDA, or FHA loan in a swift manner and with minimal hassle. Select from one of three starting points that will match you with appropriate lenders and loan programs. Each route offers unique insights and benefits to aid in your decision-making process.
By leveraging these resources and insights, you ensure a well-rounded understanding of potential lending options, equipping you to make informed, confident decisions that support both immediate needs and long-term financial goals.
8880 W. Sunset Rd., Suite 190, Las Vegas, NV, 89148
Blackmon Home Loans offers three decades of experience in the home mortgage business. We understand the local home buying process and what residents of Southern Nevada can expect when trying to purchase or refinance a home. We can help you buy a new house or refinance your mortage in Las Vegas.
10845 Griffith Peak Drive, Suite 2-188, 2nd Floor, Las Vegas, NV, 89135
At Harris Capital Mortgage, we take the time to meet our customers needs and guide them through the application process.
We specialize in FHA, Conventional and VA financing. We have a variety of loan programs that may be beneficial for you or your clients. We have financing down payment assistance and many more options
1980 Festival Plaza Drive, Suite 330, Las Vegas, NV, 89135
Lisa Fleck, Producing Branch Manager and Certified Divorce Lending Professional, has been in the mortgage business for over 20 years. She has been a nationally ranked top 1% loan originator for the past 6 years, and helps over 120 families annually with all facets of residential real estate financing.
10100 West Charleston Boulevard, Suite 100, Las Vegas, NV, 89135
Our mission is to make the mortgage approval process as painless as possible. Finding the right home is stressful enough, the financing shouldn’t be! We’ve streamlined the mortgage application process so you can submit all the required documentation without the hassle. Our convenient online application generates an instant pre-approval.
TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.
Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!
Desert Canyon Mortgage different from other lenders in town, besides being one of the few locally owned and operated mortgage brokers, is that our low prices, allows customers to save thousands of dollars in out-of-pocket closing costs compared to our competitors.brokers, is it We have two great locations to serve you"
7301 W. Deschutes Ave, Suite A, Kennewick, WA, 99336
Vision Mortgage was formed in 1994 by Michael and Gina Alvarez under their corporate name of Northwest Pacific Mortgage Corp. For over 24 years and counting Vision Mortgage has been considered one of Washington’s most experienced, knowledgeable and competitive mortgage brokerages that serve the Pacific Northwest.
Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.
Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.
