FHA VS Conventional loan programs in Ossining, Westchester County, New York

In 2025, Convetional loan limit in Ossining, county of Westchester, NY is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Ossining, county of Westchester, NY

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 10510, 10562, 10545

Conventional and FHA loan options in Ossining, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Educate Mortgage
  • 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598
  • Educate Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
  • Client Direct Mortgage
  • 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598
  • Client Direct Mortgage was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.
  • Mount Diablo Lending
  • 2700 Ygnacio Valley Road, Suite 255, Walnut Creek, CA, 94598
  • Mount Diablo Lending was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.
  • Integrus Mortgage
  • 3093 Citrus Circle, Suite 145, Walnut Creek, CA, 94598
  • Multifaceted, highly experienced, and results-driven professional who has demonstrated the ability to thrive independently as well as lead a diverse team of professionals to new levels of success in extremely competitive industries, volatile markets, and fast-paced environments. Strong business qualifications with an impressive track record of
  • Resource Home Loan
  • 2977 Ygnacio Valley Rd, Suite 428, Walnut Creek, CA, 94598
  • We are an independent mortgage brokerage company owned by Mark Dankman. In business for over 20 years now we have helped hundreds of people get their home loans quickly and easily without any surprises. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area.
  • Mortgage Connect
  • 3075 Citrus Circle, Suite 185, Walnut Creek, CA, 94598
  • At Mortgage Connect, we pride ourselves on offering our customers responsive, competent and excellent service. Our customers are the most important part of our business, and we work tirelessly to ensure your complete satisfaction, now and for as long as you are a customer. We serve our customers with honesty
  • Team Funding Group Inc
  • 1700 Ygnacio Valley Road, Suite 202, Walnut Creek, CA, 94598
  • Team Funding Group has built and maintained very important relationships with banks, realtors, escrow companies, and everyone associated with this industry. With relationships as our foundation for business, our rates and turn times have a competitive edge that no one else can offer
  • Diablo Valley Federal Credit Union
  • 1051 A Detroit Avenue, Concord, CA, 94518
  • Chartered in 1961, Diablo Valley Federal Credit Union is a financial cooperative which is owned and operated by its members. Anyone who lives, works, worships or attends school in central Contra Costa County is eligible to open an account. Your funds are insured up to $250,000 through NCUA, a government agency.
  • Patelco Credit Union
  • 3 Park Place, Dublin, CA, 94568
  • As a not-for-profit credit union, we were founded to serve the financial interests of people in our communities. Our members entrust us with their financial health, and we don’t take that role lightly. From our team members in 38 branches, to those who answer member questions on the phone.
  • Light Mortgage
  • 11501 Dublin Blvd, Dublin, CA, 94568
  • At Light Mortgage, we offer personalized mortgage solutions, fast customized quotes, great rates, and we ALWAYS look out for your best interests. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
  • Rohit Mohan
  • 5960 Stoneridge Drive, Suite 101, Pleasanton, CA, 94588
  • Rohit Mohan is a Certified Mortgage Planning Specialist and is recognized as an expert in the Mortgage Industry. He was voted in top 4% Mortgage Loan Officers in Bay Areas by Diablo Magazine October 2012. Rohit brings his tech background to Mortgage Finance industry in a way to solve problems quicker and deliver the best service in the industry.