FHA VS Conventional loan programs in Warwick, Orange County, New York

In 2025, the conventional loan limit for Warwick, situated in the county of Orange, NY, is established at $726,525. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates by comparing Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. Our enhanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide the most suitable program in NY for your specific financial requirements.

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Details on 2025 Loan Limits and Down Payment Requirements in Warwick, Orange, NY

Type of Loan Loan Limit Minimum Down Payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 10925, 10990, 10969, 10987, 10921, 10979, 10950, 10912, 10959

Exploring Both Conventional and FHA Loan Possibilities in Warwick, NY

The intention of Lendersa® is to swiftly provide you with the best Conventional, USDA, or FHA loans without complications. Choose one of three starting strategies to partner with suitable lenders and loss programs tailored to your needs.

Review of Lendersa's USDA loan request and matching results


  • Nationwide Mortgage Group
  • 1750 N University Dr #201, Coral Springs, FL, 33071
  • Nationwide Mortgage, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Bluecastle Lending, Realty & Title
  • 12514 W. Atlantic Blvd, Coral Springs, FL, 33071
  • Bluecastle Lending, Realty & Title primarily services Broward, Palm Beach & St. Lucie counties, however, we do loans & title all throughout Florida. We offer some unique and almost unfair Buyer advantage like one-stop-shop, finding the best deal in the market for the buyer’s taste & budget the first day looking
  • The First National Bank of Osakis
  • 211-213 Central Ave, Osakis, MN, 56360
  • Since 1903, First National Bank of Osakis has served as the lead financial organization in the Osakis Area community, providing customized guidance, resources, and products (checking, savings, money markets, certificates of deposits, individual retirement accounts, health savings accounts, residential mortgage loans, commercial Mortgage loan.
  • Affinity Mortgage LLC
  • 8725 Rosehill Road, Suite 109, Lenexa, KS, 66215
  • Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
  • Financial Security Bank
  • 1011 Atlantic Ave, Kerkhoven, MN, 56252
  • When the bank opened in 1884, the founders had a clear vision: safeguarding people’s money so they could realize their dreams, & contributing to the community, making it a great place to live and work. In 1951, Russell Bauman joined the State Bank of Kerkhoven. He purchased the bank in 1976 & carried the vision forward with unwavering dedication.
  • Kingdom Lending Group Corp
  • 441 South State Road 7, Suite 19A, Margate, FL, 33068
  • Kingdom Lending Group Corp. NMLS Entity ID#1741812. A Florida Mortgage Broker. All loans are arranged through 3rd party lenders. As a Mortgage Broker, kingdom Lending Group Corp does not make commitments or fund mortgage loans. All mortgage loans are arranged with third party lenders.kingdom Lending Group Corp does not directly offer
  • Royal Capital Solutions
  • 8200 Sw 13th Street North, Lauderdale, FL, 33068
  • The Royal Capital Solutions Team is your premier mortgage team located in Pompano Beach, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Pompano Beach area.
  • Coral Community Federal Credit Union
  • 1930 NE 47th Street, Suite 120, Fort Lauderdale, FL, 33308
  • Coral Community Federal Credit Union is a not for profit cooperative financial institution. We have been serving the medical community and their family members for more than 30 years. We were organized in 1975 as Holy Cross Employees Federal Credit Union, in 2004 we became a community charter credit union.