FHA VS Conventional loan in West-Glens-Falls, Warren County, New York

In 2026, the conventional loan limit in West-Glens-Falls, part of Warren county, NY, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Utilize Lendersa®'s Conventional loan calculator to evaluate and contrast today's top rates for Conventional, FHA, and USDA loans. Determine income, credit, and reserve requirements along with necessary documentation for qualification. Our advanced mortgage calculator makes it easy to see Conforming Conventional loans side by side with USDA, FHA, and VA options, helping in deciding the best-suited program in NY for your financial situation.

Review loan offers from a wide array of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in West-Glens-Falls, Warren, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table is relevant for the zip codes: 12804

Exploring Conventional and FHA Loan Options in West-Glens-Falls, NY

Lendersa® is focused on securing the most favorable Conventional, USDA, or FHA loans for you, promptly and without complication. Opt for one of three starting options to align with fitting lenders and loan programs.

Results from USDA loan requests through Lendersa


West-Glens-Falls Lenders

  • Parks Heritage FCU
  • 5 Murray Street, Glens Falls, NY, 12801
  • Lends in New York
  • Parks Heritage Federal Credit Union is proud to be a part of the rich history of the Glens Falls region. We celebrate our heritage every day in the form of our name.

    Originally founded in 1965, Parks Heritage Federal Credit Union is the chosen financial institution for medical service related professionals that care for our communities.

  • Cooper's Cave Federal Credit Union
  • 92 Dix Avenue, Glens Falls, NY, 12801
  • Lends in New York
  • Cooper’s Cave Federal Credit Union, created by Finch Pruyn employees and chartered in 1958, remains a not-for-profit institution owned by you, our member. Cooper’s Cave FCU presently serves some 2, 450 members, with approximately $20 million in assets.

    Membership in this credit union is open to residents of Warren County,

  • Glens Falls National Bank and Trust Company
  • 250 Glen Street, Glens Falls, NY, 12801
  • Lends in New York
  • "As a full-service commercial bank, we offer a broad range of financial services, including:
    Online and mobile banking
    Consumer and commercial loans
    Trust and retirement services
    Money market and deposit accounts
    Wealth management
    Insurance services
    Since 1851, we have been serving this region and helping our neighbors achieve their f

  • Hudson River Community Credit Union
  • One Third Street, Corinth, NY, 12822
  • Lends in New York
  • Hudson River Community Credit Union (HRCCU) was founded in 1954 by the employees of International Paper Company in Corinth, New York as IPCO Federal Credit Union.

    Today, HRCCU is a state-chartered community credit union. Anyone who lives, works, worships, or attends school located within Saratoga, Warren, Washington,

  • Great Meadow Federal Credit Union
  • 26 East Main Street, Granville, NY, 12832
  • Lends in New York
  • Great Meadow Federal Credit Union is a Financial Services company serving Warren, Washington and Essex Counties in New York, as well as Addison, Bennington and Rutland Counties in Vermont for over 60 years. BauerFinancial 5Star rated for over 25 consecutive years.

    We are a not-for-profit cooperative financial institution serving

  • The Adirondack Trust Company
  • 473 Broadway, Saratoga Springs, NY, 12866
  • Lends in New York
  • We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community.

    As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.

  • Capital Bank
  • 3057 Route 50, Saratoga Springs, NY, 12866
  • Lends in New York
  • Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region. Over the next 15 years, the forecast of the founders came to fruition,

  • The Funding Store LLC
  • 368 Broadway, Suite 12, Saratoga Springs, NY, 12866
  • Lends in New York
  • The Funding Store is a Registered Mortgage Broker founded in 2010. At the time of establishment, the mortgage industry had experienced transition as a result of predatory lending and deceptive mortgage practices. Revisions to licensing laws along with additional education and test requirements were embraced and The Funding Store

  • Saratoga's Community Federal Credit Union
  • 444 Geyser Road, Ballston Spa, NY, 12020
  • Lends in New York
  • Saratoga’s Community Federal Credit Union is a full service; not-for-profit, community focused financial institution. We exist solely to serve our members and our communities by helping them make financial decisions that best meet their individual needs. Our business plan is structured to provide exceptional personal service.