Explore the differences! FHA VS Conventional loan programs in Amelia, Clermont County, Ohio

During 2026, the loan cap for a conventional loan in Amelia, within the county of Clermont, OH, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans, and determine your income, credit, reserves, and the necessary documents for qualification. Our sophisticated mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to aid in selecting the best program in OH for your financial situation.

Review loan offers from 100 lenders

Loan limits and down payment requirements for 2026 in Amelia, part of Clermont county, OH

Loan Type Loan Cap Down Payment Percentage
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to: 45102

Available Conventional and FHA loan solutions in Amelia, OH

The goal of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loans efficiently and without difficulty. Choose from one of three starting pathways that take you to matched lenders and relevant loan programs.

Results from Lendersa USDA loan match requests


Amelia Lenders

  • Sharefax Credit Union
  • 604 Ivy Gateway, Cincinnati, OH, 45245
  • Lends in Ohio
  • Sharefax was founded by Ford Motor Company employees of Cincinnati, Ohio in 1960. Named in honor of the Sharonville Ford plant and the Fairfax (no longer in operation) Ford plant, Sharefax was born! As the years have passed, we have grown to serve over 32, 000 members from twelve counties.

  • Rolph Mortgage LLC
  • 4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255
  • Lends in Ohio
  • The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.

  • Centerbank
  • 744 State Route 28, Milford, OH, 45150
  • Lends in Ohio
  • CenterBank, founded in 2000, was built upon an old concept; community banking. We know our customers on a first name basis, keep an open-door policy, and work hard to find common sense solutions for customers. Our product set and customer niche are delimited to foster expertise necessary to deliver best in class service and manage

  • RiverHills Bank
  • 553 Chamber Dr, Milford, OH, 45150
  • Lends in Ohio
  • RiverHills Bank, formerly New Richmond National Bank, has been serving people just like you and your family in Clermont County for over a century.Investing in the lives of friends and neighbors and keeping your locally earned dollars actively at work in our communities, RiverHills Bank is proud to serve as your community Bank.

  • Franklin Financial Group Inc
  • 755 Maidstone Court, Cincinnati, OH, 45230
  • Lends in Ohio
  • Franklin Financial Group, Inc. is a mortgage brokerage located in Anderson Township, a suburb of Cincinnati, Ohio. We have been operating and originating mortgages in Ohio, Kentucky and Florida since 1999. To date, we have originated over $289 Million Dollars in mortgages We operate under the highest standards of honesty, integrity and fairness.

  • All Home Mortgages LLC
  • 4240 Airport Rd, Suite 101, Cincinnati, OH, 45226
  • Lends in Ohio
  • All Home Mortgages LLC is a Cincinnati based mortgage company. It's goals are to provide great rates, service, and communication to it's clients and referral partners. Whether looking to refinance or purchase, we will work hard to get you a great deal on your mortgage and educate you on the process.

  • Mid-American Financial Group, Inc
  • 110 Boggs Lane, Suite 260, Cincinnati, OH, 45243
  • Lends in Ohio
  • Mid-American Financial, we have passion for what we do—helping other people’s dreams come true. Our business is about developing and securing relationships, not just loans. Trusted relationships— forged by a unique consultative, educational approach that enables our clients to make confident, truly informed decisions.