FHA VS Conventional loan programs in Bainbridge, Geauga County, Ohio
In 2025, in Bainbridge, within the county of Geauga, OH, the conventional loan limit is $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's Conventional, FHA, and USDA leading rates. This tool helps you determine the necessary income, credit, reserves, and documents for qualification. Our advanced calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options, aiding your decision on which program is optimal for your specific situation in OH.
2025 Loan Thresholds and Down Payment Details in Bainbridge, Geauga, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The following zip codes apply to this comparison table: 44023
Explore Conventional and FHA Loan Choices in Bainbridge, OH
The aim of Lendersa® is to provide you with optimal Conventional, USDA, or FHA loan options swiftly and with ease. Start with one of three pathways to connect with appropriate lenders and loan offerings.
Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.
Education First Credit Union was established in 1936 by five Columbus City School teachers as a credit union for teachers and their families. From these humble beginnings, the original five employees have grown to nearly 50 with three locations but we have never strayed from our goal of serving Ohio’s educational community.
CME Federal Credit Union was established in 1935 by the City of Columbus Firefighters. A fews years later, CME FCU began serving employees of the City of Columbus Division of Police. Gradually, CME FCU expanded over the years to serve city, county, and municipal employees within Franklin County.
Huntington Bancshares Incorporated is a $174 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments.
250 Civic Center Dr, Suite 150, Columbus, OH, 43215
Pace Financial Group offers a full range of commercial real estate funding options as well as a full service commercial mortgage loan servicing operation. Financing options include first and second mortgage debt, equity investments, mezzanine financing & brokerage services. Pace expanded its focus to include the brokerage of interim, construction.
Armstrong Mortgage Company is a full service Mortgage Banking firm, founded in 1971. Armstrong provides mortgage services for its clients, such as Multifamily Owners and Developers, Commercial Property Owners and Developers as well as health care developers and owners. A major business emphasis is on the construction and permanent financing.
