FHA VS Conventional loan programs in Fruit-Hill, Hamilton County, Ohio

In 2026, the Conventional loan limit in Fruit-Hill, located in the county of Hamilton, OH, is $647,200. Meanwhile, the FHA limit for a single-family house is designated at $420,680.

Leverage the Lendersa® Conventional loan calculator to analyze today's best rates across Conventional, FHA, and USDA loans. It allows you to evaluate income, credit, reserves, and needed documents for qualification. This powerful mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, so you can determine which program in OH fits your financial situation perfectly.

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Loan limits and down payment details for 2026 in Fruit-Hill, county of Hamilton, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison chart is relevant for the following zip codes: 45230

Available mortgage options for Conventional and FHA loans in Fruit-Hill, OH

The aim of Lendersa® is to swiftly secure the most favorable Conventional, USDA, or FHA loan for you, without any hassle. Start with one of three designated initial steps to identify matching lenders and suitable loan programs.

Lendersa USDA loan requests and match results


Fruit-Hill Lenders

  • Franklin Financial Group Inc
  • 755 Maidstone Court, Cincinnati, OH, 45230
  • Lends in Ohio
  • Franklin Financial Group, Inc. is a mortgage brokerage located in Anderson Township, a suburb of Cincinnati, Ohio. We have been operating and originating mortgages in Ohio, Kentucky and Florida since 1999. To date, we have originated over $289 Million Dollars in mortgages We operate under the highest standards of honesty, integrity and fairness.

  • All Home Mortgages LLC
  • 4240 Airport Rd, Suite 101, Cincinnati, OH, 45226
  • Lends in Ohio
  • All Home Mortgages LLC is a Cincinnati based mortgage company. It's goals are to provide great rates, service, and communication to it's clients and referral partners. Whether looking to refinance or purchase, we will work hard to get you a great deal on your mortgage and educate you on the process.

  • Rolph Mortgage LLC
  • 4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255
  • Lends in Ohio
  • The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.

  • Zipfel Capital
  • 3440 Edwards Rd, Cincinnati, OH, 45208
  • Lends in Ohio
  • We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender.

    Michael Zipfel, the founder and President of Zipfel Mortgage Group

  • Mortgage House of America LLC
  • 3530 Edwards Road, Cincinnati, OH, 45208
  • Lends in Ohio
  • Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.

  • Sharefax Credit Union
  • 604 Ivy Gateway, Cincinnati, OH, 45245
  • Lends in Ohio
  • Sharefax was founded by Ford Motor Company employees of Cincinnati, Ohio in 1960. Named in honor of the Sharonville Ford plant and the Fairfax (no longer in operation) Ford plant, Sharefax was born! As the years have passed, we have grown to serve over 32, 000 members from twelve counties.