Explore the differences! FHA VS Conventional loan programs in Massillon, Stark County, Ohio

For the year 2026, the Conventional loan limit in Massillon, situated in the county of Stark, OH, has been set at $726,200. Meanwhile, the FHA loan cap for single-family homes is $472,030.

The Lendersa® Conventional loan calculator is a useful tool for comparing today's leading Conventional, FHA, and USDA financing rates. It details the income, credit, reserves, and documentation required to qualify. Moreover, using our advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional loans, alongside USDA, FHA, and VA options, aiding in your decision about the best program in OH that fits your specific financial needs.

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Details of Loan Limits and Down Payment Requirements in Massillon, Stark, OH for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for the zip codes: 44647

Exploring Conventional and FHA Loan Options in Massillon, OH

Lendersa® is committed to helping you secure the most advantageous Conventional, USDA, or FHA loans quickly and effortlessly. Choose from any of the three starting methods that lead to matched lenders and optimal loan programs.

Lendersa's matching results for USDA loan requests


Massillon Lenders

  • Friends and Family Credit Union
  • 3920 Erie Street South, Massillon, OH, 44646
  • Lends in Ohio
  • Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets

  • Brewster Federal Credit Union
  • 105 S Wabash Avenue, Brewster, OH, 44613
  • Lends in Ohio
  • Brewster Federal Credit Union has been open since 1956. The credit union has assets totaling $31.89 Million and provides banking services to more than 3, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • St. Joseph's Federal Credit Union
  • 1811 Whipple Avenue NW, Canton, OH, 44708
  • Lends in Ohio
  • St. Joseph’s Federal Credit Union was chartered on March 9th, 1942. 1942 marked the beginning of World War II and it was also the beginning of St. Joseph’s Federal Credit Union in January 1942. The nine members of St. Joseph’s Roman Catholic Parish in Canton, Ohio who chartered our credit union with Farm Credit Administration

  • DN Community Federal Credit Union
  • 3964 Fulton Drive NW, Canton, OH, 44718
  • Lends in Ohio
  • DN Community Federal Credit Union was founded on June 24, 1954 as Diebold Employees Credit Union. The original field of membership included employees of the Canton and Malvern, Ohio plants of Diebold, Inc. and their immediate families. The credit union was organized with the purpose "to provide a convenient place for employees to save regularly

  • Signature Mortgage
  • 4790 Douglas Circle NW, Canton, OH, 44718
  • Lends in Ohio
  • Since 1996, Signature Mortgage is an INC 500 fastest growing company and we have closed over $4 billion in residential loans – that’s over 20, 000 satisfied families! We have a 5 STAR Rating on social media for delivering world class customer service and communication throughout the mortgage process

  • The Stoffer Mortgage Company Inc
  • 100 30th St Nw, Suite 106, Canton, OH, 44709
  • Lends in Ohio
  • Stoffer Mortgage is a mortgage services company based in Canton, Ohio. We offer conventional, FHA, USDA, jumbo, and VA mortgages for residential transactions to purchase or refinance one to four-unit dwellings. These properties can be utilized for owner occupancy, vacation/second homes, or investment.

  • PIONEER FINANCIAL SERVICES, INC
  • 2515 Cleveland Ave N, Canton, OH, 44709
  • Lends in Ohio
  • Pioneer Financial Services Inc. is a locally owned and operated company serving all of Ohio. Founded in 2000, we were built on honesty, integrity, and personal service. We offer a wide variety of loan programs with fast and efficient service. Our knowledgeable staff has over 50 combined years of experience originating mortgage loans.

  • Medina Real Estate Solutions LLC
  • 8933 Stonebridge Ave NW, North Canton, OH, 44720
  • Lends in Ohio
  • Medina Real Estate Solutions LLC
    Private Real Estate Lending
    Medina Real Estate Solutions LLC provides asset-based financing for real estate investors. We fund acquisitions, bridge loans, fix-and-flip projects, rental property investments, and business-purpose refinances

  • First Ohio Community Federal Credit Union
  • 8200 Cleveland Avenue NW, North Canton, OH, 44720
  • Lends in Ohio
  • The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.