FHA VS Conventional loan in Middletown, Butler County, Ohio

During 2026, the conventional loan limit in Middletown, in the county of Butler, OH, is $726,200, whereas the FHA limit for a single-family home stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to assess the most competitive rates available now for Conventional, FHA, and USDA loans. It helps you evaluate the income, credit, reserves, and documents required to qualify. With our advanced calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA all side by side to determine which program in OH suits your financial needs best.

Discover loan offers from 100 diverse lenders

2026 Loan Limits and Downpayment Requirements in Middletown, Butler County, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Information in this table applies to zip codes: 45044

Options for Conventional and FHA Loans in Middletown, OH

Lendersa® aims to swiftly connect you with the premier Conventional, USDA, or FHA loan choices available, making the process seamless. Choose from three starting paths to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • True Mortgage Lending LLC
  • 9100 S. Dadeland Blvd., Suite 1500, Miami, FL, 33156
  • Miriam Gilmore is the Broker/Owner of True Mortgage Lending LLC. True Mortgage Lending is a boutique mortgage brokerage service domestic and foreign clients with a vast array of loan products & guidance through the process. Broker/Owner of True Mortgage Lending LLC. True Mortgage Lending is a boutique mortgage brokerage service domestic & foreign

  • Stewards of Capital & Company
  • 8603 South Dixie Highway | Suite 218, Pinecrest, FL, 33156
  • Stewards of Capital helps hundreds of Americans purchase their first home every day, and help others lower their monthly payment by refinancing. Our exclusive home mortgage programs allow you to buy a home with a minimal down payment in as little as 15 days. but Some home mortgage programs require as little as 0% down! In many cases.

  • PS Mortgage Lending
  • 9480 SW 77th Ave, Miami, FL, 33156
  • PS Mortgage Lending is a boutique Mortgage Company headquartered in beautiful Miami, Florida with an office in Houston, Texas. PS has many Licensed Mortgage Loan Originators spread throughout Florida and Texas, and has been in business and licensed in Florida since 2012.PS Mortgage Lending is home to Phil Stevenson - AKA "The Mortgage Nerd"

  • FEMBi Mortgage
  • 9300 S Dadeland Blvd STE 500, Miami, FL, 33156
  • FEMBi Mortgage is a leader in mortgage lending in the southeastern United States. Our leadership position was gained by understanding the individual needs of our clients and by building a team of more than 125 mortgage professionals and Each and every member of our staff is driven to helping you realize your homeownership goals,

  • CAPFI LENDING LLC
  • 3019 Palominos Pass, Leander, TX, 78641
  • Capfi Lending, LLC collects personal information (“Information”) from you through e-mail, forms, and other methods located on our website. This Information is collected only if you choose to submit it, and in submitting it you agree to have the Information handled in accord with this policy.

  • Forty Acres Lending, LLC
  • 13809 Research Boulevard, Suite 500, Austin, TX, 78750
  • Forty Acres Lending. We are a full-service mortgage company based in Austin, Texas. We specialize residential lending and offer a full array of products to serve all including First Time Home Buyers, FHA, Veterans, Jumbo, Conventional Mortgages, Rental Properties, No Incone Verification Loans, Fix-n-Flip and New Construction.

  • Texas Mortgage Consultants, PLLC
  • 8805 Lemens Spice Trail, Austin, TX, 78750
  • Russell Stout is the Broker for Texas Mortgage Consultants, PLLC. Since 2002 he has been originating Texas mortgages for the greater Austin area and beyond. During his career, Russell has worked as a Branch Manager, Sales Manager, VP of Operations, and owned his own mortgage company.

  • LOANS BY PRODIGY
  • 13740 Research Blvd, Building E, Suite 1, Austin, TX, 78750
  • Prodigy Mortgage, personal commitment to excellence coupled with a passion to help others is the common element in our Mortgage team. We are a local Mortgage Brokerage with a vision to deliver a competitive home loan with a remarkable experience for first to forever homebuyers. Our reputation is extremely important.