FHA VS Conventional loan programs in 2025 for Middletown, Butler County, Ohio
During 2025, the conventional loan limit in Middletown, in the county of Butler, OH, is $726,200, whereas the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® Conventional loan calculator to assess the most competitive rates available now for Conventional, FHA, and USDA loans. It helps you evaluate the income, credit, reserves, and documents required to qualify. With our advanced calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA all side by side to determine which program in OH suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Middletown, Butler County, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Information in this table applies to zip codes: 45044, 45005, 45042
Options for Conventional and FHA Loans in Middletown, OH
Lendersa® aims to swiftly connect you with the premier Conventional, USDA, or FHA loan choices available, making the process seamless. Choose from three starting paths to find matching lenders and loan programs.
We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.
Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
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A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
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