FHA VS Conventional loan programs in 2025 for Sheffield-Lake, Lorain County, Ohio
In 2025, the Conventional loan limit in Sheffield-Lake, set within the county of Lorain, OH, stands at $647,200. Meanwhile, the FHA limit is $420,680 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates across Conventional, FHA, and USDA loans. Determine income, credit, reserves, and paperwork needed to qualify. Our advanced mortgage tool offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, guiding you to choose the right program in OH for your financial needs.
2025 Loan Limits and Downpayment Requirements in Sheffield-Lake, Lorain, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Applies to these zip codes: 44054
Conventional and FHA Loan Choices in Sheffield-Lake, OH
The goal of Lendersa® is to provide you with the optimal Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting options that lead to matching lenders and loan programs.
Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue,
Suite 405, Purchase New York 10577.
We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages.
We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding 50
We're the mortgage brokers with Lending Hand Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We understand that no two clients are the same so our loan origination approach is tailored to each client for their specific needs.
At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Our roots go back to the mid-nineteenth century with the founding of a bank in Carrollton, IL, in 1854. Prior to July of 2011 CNB Bank & Trust, N.A. operated as 4 individual sister banks under the Carlinville National Bank Shares, Inc. Holding Company; Carlinville National Bank, Citizens State Bank, Palmer Bank, and Cornerstone Bank & Trust, N.A.
We work with you to find the right program & secure low market rates to make sure you are paying the lowest payment each month. We keep you informed and return all emails & calls promptly so that you never have to wonder what is going on with your loan. We work closely with you through the process to meet all deadlines.
At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members!
What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.
Piedmont Financial is a customer service and price-driven mortgage company focused on providing clients with the best possible mortgage product for their needs at the lowest possible margin. We're a regional lender currently operating in North Carolina, South Carolina, Virginia, Georgia and Alabama.
1200 East Morehead Street, Suite 290, Charlotte, NC, 28204
At Neighborhood Lender, we're creating a new kind of mortgage experience - one that has less stress, less paperwork, and no closing costs. We're a small team of mortgage professionals who put our customers' needs first. We can beat the banks, because we're committed to finding the best mortgage and refinancing options available.
