Explore the differences! FHA VS Conventional loan programs in Sheffield-Lake, Lorain County, Ohio
In 2025, the Conventional loan limit in Sheffield-Lake, set within the county of Lorain, OH, stands at $647,200. Meanwhile, the FHA limit is $420,680 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates across Conventional, FHA, and USDA loans. Determine income, credit, reserves, and paperwork needed to qualify. Our advanced mortgage tool offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, guiding you to choose the right program in OH for your financial needs.
2025 Loan Limits and Downpayment Requirements in Sheffield-Lake, Lorain, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Applies to these zip codes: 44054
Conventional and FHA Loan Choices in Sheffield-Lake, OH
The goal of Lendersa® is to provide you with the optimal Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting options that lead to matching lenders and loan programs.
Affiliated Mortgage is a top-rated home loan provider in Montana with offices in Billings. Our primary goal is to offer affordable and customized mortgage solutions so that potential homebuyers can fulfill their dream of home ownership. We are here to help you get approved to buy a new home or refinance your existing home loan in no time.
Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
Bank of Bridger is your locally owned and operated community bank. With offices in South Central Montana and Northern Wyoming, we provide service and accessibility like no other bank can. Our strength lies in our philosophy to allow local decision making at each of our branches. Bank of Bridger was first Chartered in August of 1915.
Father Edward J. McCarthy established Guadalupe Credit Union in 1948, for the purpose of serving the parishioners of Our Lady of Guadalupe Church in Santa Fe. In the 1970's, GCU merged with St. Anne's Credit Union as well as with Health and Environment and Human Services Credit Union, and in 1985, Guadalupe Credit Union merged.
At Kimball Home Mortgage we strive to provide the best customer experience possible. Whether you're a first time home buyer or real estate pro, our team is here to make your loan process as easy as possible.we are a mortgage broker, we have a wide range of loan programs available.
As a non-profit financial cooperative, our mission is to excel at providing high quality, member-focused services in a professional and friendly manner, and to continue to support and encourage our members to achieve their financial goals. Chartered in 1955, Los Alamos Schools Credit Union has been providing high-quality.
Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907.
Artesia Credit Union is a member-owned, cooperative, non profit financial services institution founded and operated to encourage thrift among its members, create a source of credit at a fair and reasonable rate of interest, and provide an opportunity for its members to improve their economic condition in a friendly manner.
