Explore the differences! FHA VS Conventional loan programs in Springdale, Hamilton County, Ohio

For the year 2025, the Conventional loan limit in Springdale, Hamilton county, OH, is set at $726,200, while for FHA it is $472,030 for single-family homes.

The Lendersa® Conventional loan calculator allows you to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification using our advanced mortgage calculator. Simultaneously compare Conforming Conventional, USDA, FHA, and VA loans, finding the most suitable option for your financial needs in OH.

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2025 Loan Limits and Down Payment Requirements in Springdale, Hamilton, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 45246

Options for Conventional and FHA Loans in Springdale, OH

Lendersa® aims to help you obtain the best possible Conventional, USDA, or FHA loan smoothly and efficiently. Begin by selecting one of three paths that will help match you with suitable lenders and loan products.

Lendersa - USDA loan matching results


  • Direct Mortgage Loan Company
  • 7112 Germantown Ave, Philadelphia, PA, 19119
  • Direct Mortgage Loan Company is a private lender specializing in fixed-rate, bridge financing for real estate developers and investors in Philadelphia and the surrounding areas. We lend on land, rehab projects and new construction, on single family, multi family, mixed use and commercial
  • HOME | FRONT Mortgage
  • 7139-41 Germantown Ave, Philadelphia, PA, 19119
  • At Home Front Mortgage. We are the fastest growing, Veteran Owned and Operated, Mortgage Broker on the East Coast. We Were Founded in 2016 by a career Real Estate professional and a Career Mortgage professional. This blend is not only unique, but it guarantees the entire purchase and real Estate process is respected and understood.
  • BrickWood Mortgage Inc.
  • 1601 Glenns Bay Rd., Surfside Beach, SC, 29575
  • Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.
  • Georgetown Kraft Credit Union
  • 1379 N Fraser Street, Georgetown, SC, 29440
  • Georgetown Kraft Credit Union $143 million financial cooperative serving members with affordable financial products for everyday needs. Community-Chartered with membership open to anyone who lives, works or attends school in Georgetown & Williamsburg Counties. Branches in Georgetown.
  • Keegan Mortgage Corporation
  • 1504 Walnut Avenue, Oreland, PA, 19075
  • Our team of mortgage professionals is committed to finding you the best mortgage deal possible, while providing trusted counsel, advice and support at every step along the way.As our past customers can attest, we do not rest until we’ve helped make their dreams a reality and same customers have turned to us time.
  • Singer Financial Corporation
  • 1708 Locust St, Philadelphia, PA, 19103
  • We are a Private Direct Portfolio Lender with our own pool of capital available to lend your business. Unlike many other Private Lenders, we don't take your loan to some nameless private investor to get your loan approved and funded. We offer commercial real estate secured business loans to business owners and real estate investors.
  • HomeLend Financial Inc
  • 1900 Market Street, 8th Floor, Philadelphia, PA, 19103
  • HomeLend Financial We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • UMortgage
  • 100 North 18th Street, Suite 1400, Philadelphia, PA, 19103
  • UMortgage Want comfortability, ease, and a broker who meets you where you’re at? No problem. We customize our process to you. Whether it’s over text, email, on the phone, in person or any combo of your choice, our team will be there. We offer great rates while partnering with you to close within 3 weeks.
  • Chesen Mortgage Group
  • 1626 Locust Street, Suite 404, Philadelphia, PA, 19103
  • We offer expertise in every area of mortgage lending. With access to a full range of mortgage resources, all our lending specialists are dedicated to finding the right loan with the best rate, terms and costs to meet your unique needs. But that is just the beginning. Our talented staff provides regular updates and progress reports.
  • Epoch Lending, LLC
  • 2001 Market Street, Suite 2500, Philadelphia, PA, 19103
  • Epoch Lending was founded in December 2018 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout the United States. We hire local independent mortgage experts in local markets and allow them to operate with the flexibility of the broker channel without the stresses of managing a business.