Explore the differences! FHA VS Conventional loan programs in Stow, Summit County, Ohio

For 2025, the Conventional loan ceiling in Stow, within Summit county, OH, is $726,200, whereas the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator helps you compare today’s top rates for Conventional, FHA, and USDA loans, enabling you to assess necessary qualifications like income, credit, reserves, and documents. Our advanced calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the most suitable program in OH for your financial situation.

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Stow, Summit, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $285,000 0%
FHA $472,030 3.5%

Comparison table applies to ZIP codes: 44224

Conventional and FHA Loan Options in Stow, OH

Lendersa® aims to provide the best Conventional, USDA, or FHA loans, quickly and easily. Begin with any of three initial options that lead to matching lenders and loan programs.

Lendersa results for USDA loan requests and matches


  • Philo Exchange Bank
  • 102 W Washington St, Philo, IL, 61864
  • Philo Exchange Bank's history spans six generations of customers across East Central Illinois. Started in 1883 by Dr. Calvin Ebeneezer Parker, the bank was purchased by Elisha Hazen, a local grain and implement dealer in 1899. The bank took over Philo State Bank in 1933. Nathan Rice succeeded the Hazen family leadership in 1952.
  • Shorecrest Mortgage LLC
  • 11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
  • At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • The Equitable Bank
  • 2290 North Mayfair Road, Milwaukee, WI, 53226
  • The Equitable Bank was founded over 85 years ago for the purpose of helping to assure that Milwaukee area families had good, adequate housing. Today, Equitable is one of the largest residential real estate lenders in Milwaukee. The Equitable Bank operates a 6-branch network serving families in the metropolitan Milwaukee area.
  • U.S. Mortgage Corporation
  • 11040 West Blue Mound Road, Suite 211, Milwaukee, WI, 53226
  • At U.S. MORTGAGE CORPORATION. We are a full-service mortgage company based in Milwaukee, Wisconsin. We specialize in Conventional, FHA, VA, Jumbo Loans in Milwaukee, Wisconsin. We also serve the surrounding cities in Milwaukee Metro area and the entire State of Wisconsin. Whether you are buying a home or refinancing in the State Of Wisconsin
  • Grundy Bank
  • 201 Liberty Street, Morris, IL, 60450
  • Captain Sam Hull built his frame grocery store and 2nd floor residence in 1847. It had other tenants, but was moved to make way for the bank in 1867. Mrs. Atwater & N.C. Pettey built the present 3 storefront 2 story brick building in 1867. The bank was on the corner with the Widney & Viner Hardware next south
  • Morris Building & Loan
  • 211 E Jefferson St, Morris, IL, 60450
  • Morris Building and Loan is a branch of First Secure Community Bank that serves residents of Morris and the surrounding areas. We offer a full range of personal and business banking products. We have been proud to serve the Morris area for more than 100 years. Member FDIC. Equal Housing Lender.
  • Preferred Funding Services, Inc.
  • 25 Homestead Drive, Suite F, Columbus, NJ, 08022
  • At Preferred Funding Services, Inc., we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Realty Mortgage Services, LLC
  • 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
  • Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • A+ Mortgage Services, Inc.
  • W188 S7820 Racine Av, Suite 100, Muskego, WI, 53150
  • A + Mortgage Services, Inc. we pride ourselves on offering each of our clients, world class, customer care. It is our commitment to deliver for you the best products available at the absolute lowest price in the market. We do this by our relentless, constant search for the lowest market price by selling our loans direct into the secondary market.
  • The Port Washington State Bank
  • 206 North Franklin Street, Port Washington, WI, 53074
  • Clarence Hill & George Henry opened the doors to their new bank at 206 N. Franklin St. in Port Washington, Wisconsin on Sept. 11, 1899 less than a year after the Great Wisconsin Chair Factory Fire destroyed the town’s business district. From this modest start, PWSB has grown to more than $637 million in funds & loan assets under active managem