Explore the differences! FHA VS Conventional loan programs in Stow, Summit County, Ohio

For 2026, the Conventional loan ceiling in Stow, within Summit county, OH, is $726,200, whereas the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator helps you compare today’s top rates for Conventional, FHA, and USDA loans, enabling you to assess necessary qualifications like income, credit, reserves, and documents. Our advanced calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the most suitable program in OH for your financial situation.

Explore loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Stow, Summit, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $285,000 0%
FHA $472,030 3.5%

Comparison table applies to ZIP codes: 44224

Conventional and FHA Loan Options in Stow, OH

Lendersa® aims to provide the best Conventional, USDA, or FHA loans, quickly and easily. Begin with any of three initial options that lead to matching lenders and loan programs.

Lendersa results for USDA loan requests and matches


Stow Lenders

  • Superior Financial Services, Inc
  • 4466 Darrow Rd, Suite 17, Stow, OH, 44224
  • Lends in Ohio
  • SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Summit Home Lending, LLC
  • 72 N. Main Street, Suite 310, Hudson, OH, 44236
  • Lends in Ohio
  • "We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs.
    MISSION
    Help consumers get access to the best mortgage, with transparency and professionalism
    VISION
    Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"

  • Transformation Home Loans LLC
  • 333 Jade Blvd, Streetsboro, OH, 44241
  • Lends in Ohio
  • CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both

  • Summit Federal Credit Union
  • 100 Wheeler Street, Akron, OH, 44311
  • Lends in Ohio
  • In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection

  • BFG Federal Credit Union
  • 445 South Main Street, Akron, OH, 44311
  • Lends in Ohio
  • BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Towpath Credit Union
  • 2969 Smith Road, Fairlawn, OH, 44333
  • Lends in Ohio
  • Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.

  • Riverview Mortgage Corp
  • 2919 West Market Street, Suite C, Akron, OH, 44333
  • Lends in Ohio
  • We have a full range of products for all of your mortgage financing needs. At Riverview Mortgage, we know how overwhelming the mortgage process can be without the proper guidance. Like any other service based industry, most companies claim to offer quality service but few actually follow through on their promises.

  • The Mortgage Guys
  • 50 Baker Blvd, Suite 6A, Fairlawn, OH, 44333
  • Lends in Ohio
  • Jeff Jaklitsch & the The Mortgage Guys have been originating home loans for over the past 21 years. Contact Jeff to purchase your dream home. The Mortgage Guys is ready to make the loan application process less stressful. Based in Fairlawn, OH, this company provides comprehensive & personalized mortgage services to borrowers in the Cleveland, Akron

  • GenFed Financial Credit Union
  • 2492 Wedgewood Drive, Suite B, Akron, OH, 44312
  • Lends in Ohio
  • GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees