Explore the differences! FHA VS Conventional loan programs in Wauseon, Fulton County, Ohio

In 2026, the conventional loan limit for Wauseon, in Fulton County, OH is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's prime rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualification. With our enhanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding which program in OH is optimal for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Wauseon, Fulton County, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to zip codes: 43567

Loan Options: Conventional and FHA in Wauseon, OH

Lendersa® is dedicated to quickly securing the best Conventional, USDA, or FHA loan for you without any hassle. Start with one of three approaches that lead to matching lenders and suitable loan programs.

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Wauseon Lenders

  • Farmers & Merchants State Bank OH
  • 307 N Defiance St, Archbold, OH, 43502
  • Lends in Ohio
  • Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.

  • The Henry County Bank
  • 122 East Washington Street, Napoleon, OH, 43545
  • Lends in Ohio
  • The Henry County Bank is more than the buildings that you see here and in the community. We are your neighbors, your friends, and advisors to all of your financial needs. You can rely on us for the service that you have come to expect at The Henry County Bank - and may have missed at other banks and institutions.

  • Greentree Mortgage Services
  • 7555 Airport Hwy, Suite A, Holland, OH, 43528
  • Lends in Ohio
  • We provide mortgage loans for home purchasing and refinancing in Ohio and Michigan. If you are looking to buy a home or refinance an existing mortgage, please call for a no-cost analysis of your options. We provide 24 hour pre-approvals, and strive to create "Raving Fans"​ of our clients.

  • The State Bank and Trust Company
  • 401 Clinton Street, Defiance, OH, 43512
  • Lends in Ohio
  • State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions.

    Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center

  • Midwest Community Federal Credit Union
  • 8770 State Route 66, Defiance, OH, 43512
  • Lends in Ohio
  • Midwest Community Federal Credit Union is a member owned and controlled financial cooperative whose members share in the profits and benefits of the organization. We are the power of 14, 000 consumers in Northwest Ohio working together to achieve their financial goals and dreams. Our credit union exists for the purpose of building lifelong trusted.

  • Waterford Bank
  • 3900 N McCord Rd., Toledo, OH, 43617
  • Lends in Ohio
  • Waterford Bank was founded by three individuals who together have more than 100 years of banking experience.

    From the beginning, Waterford chose to differentiate itself:

    The Bank is staffed with experienced talent that shares a commitment to have Waterford be the preeminent provider of integrated, customized financial services.

  • Sun Federal Credit Union
  • 1627 Holland Road, Maumee, OH, 43537
  • Lends in Ohio
  • Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal

  • Your Mortgage Group LLC
  • 1715 Indian Wood Circle, Suite 200, Maumee, OH, 43537
  • Lends in Ohio
  • YMG is a boutique brokerage that understands the mortgage experience is not one size fits all…it’s your size fits you.That’s why our first priority is to keep you in mind as we navigate your experience.We have closed BILLIONS in loans for thousands of clients.Whether you’re a first time home buyer or a seasoned investor, we have the experience.