Explore the differences! FHA VS Conventional loan programs in Bethel-Acres, Pottawatomie County, Oklahoma

For 2026, the Conventional loan ceiling in Bethel-Acres, within Pottawatomie county, OK, is $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator allows you to view comparisons of Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the optimal program in OK for your financial needs.

Review loan offers from a wide range of 100 lenders

2026 Loan Limits and Down Payment Requirements in Bethel-Acres, Pottawatomie, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These limits apply to the zip codes: 74851

Explore Conventional and FHA Loan Options in Bethel-Acres, OK

The goal of Lendersa® is to help secure the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of three methods to connect with suitable lenders and loan programs.

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Bethel-Acres Lenders

  • Bison Federal Credit Union
  • 2 West Macarthur, Shawnee, OK, 74804
  • Lends in Oklahoma
  • On February 15, 1951, a special group of people, inspired by Ralph Burnett, met in a room at Oklahoma Baptist University to establish a credit union. Those original incorporators were Charles V. Manes, Edward Hurt, Jr, Leroy Bond, C.V. Milliken, Clifford J. Smith and Ralph Burnett. On April 9, 1951, Bison Federal Credit Union opened its doors.

  • First National Bank and Trust Company
  • 130 E MacArthur, Shawnee, OK, 74804
  • Lends in Oklahoma
  • Why is First National Bank & Trust Co. your bank for life? You never know where life is going to take you. That's why we know it's important to have a bank that will help you navigate the paths you choose for you and your family. With sound banking practices and a focus on getting to know you and your banking needs,

  • Conde Capital LLC
  • 1900 156th Ave SE, Norman, OK, 73026
  • Lends in Oklahoma
  • Conde Capital provides nationwide investment property financing for real estate investors and brokers: Fix & Flip/Bridge loans (rates from low 8%, up to 90% LTC + 100% rehab, 7-14 day close), DSCR rental loans (5.75%-8.5%, no income docs, LLC-friendly), transactional funding (24-72 hour close), and commercial/multifamily financing. Backed by institutional and private capital, we deliver fast, flexible, investor-focused solutions.

  • FNB Community Bank
  • 2911 S Air Depot Blvd, Oklahoma City, OK, 73110
  • Lends in Oklahoma
  • Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.

  • All Commercial Finance
  • 1116 S. Patterson, Oklahoma City, OK, 73160
  • Lends in Oklahoma
  • All Commercial Finance (ACF) is located in Houston, Texas, Winter Park, Florida and Oklahoma City and managed by Jay Clark along with a network of Private Investors. The group has over 55 years of experience in aviation, real estate investments and asset based lending, financial facilitation

  • Citywide Mortgage
  • 9400 S I 35 Service Road, Oklahoma City, OK, 73160
  • Lends in Oklahoma
  • Citywide Mortgage is a residential mortgage company in central Oklahoma created to provide a level of service that makes the home buying process smooth and low-stress. Citywide offers home loans for purchase and refinancing and assists with construction loans. The service provided by our team of lending experts sets Citywide apart

  • Lincoln Lending
  • 501 SE 4th St, Suite C, Moore, OK, 73160
  • Lends in Oklahoma
  • Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process

  • FirstTrust Home Loans, Inc.
  • 2100 N Eastern Ave, Suite 11, Moore, OK, 73160
  • Lends in Oklahoma
  • At FirstTrust Home Loans, we are here to help you through every step of purchasing a home. Our large variety of home loan programs, partnered with wonderful support staff, competitive rates, and experienced loan officers, assure that you are comfortable and well informed through the course of your purchasing experience.

  • Executive Lending Group
  • 2401 Tee Circle, Suite 102B, Norman, OK, 73069
  • Lends in Oklahoma
  • Executive Lending Group We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you