Explore the differences! FHA VS Conventional loan programs in Seminole, Seminole County, Oklahoma

In 2025, the set limit for conventional loans in Seminole, spanning Seminole county, OK, is $726,200. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to explore today’s most competitive rates between Conventional, FHA, and USDA loans and identify the income, credit, reserves, and documents necessary for qualification. With our sophisticated mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA side by side to assist in choosing the best fitting program in OK for your financial needs.

Check loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Seminole, Seminole, OK

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 74868, 74884, 74818

Review Conventional and FHA Loan Choices in Seminole, OK

The mission of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you quickly and without hassle. Select one of three starting pathways leading to matching lenders and loan programs.

Lendersa's outcomes for USDA loan requests


  • Homeownership Center Inc
  • 2276 Randolph Ave, Elkins, WV, 26241
  • The mission of the HomeOwnership Center is to strengthen the communities of North Central West Virginia by creating and supporting successful home owners through mortgage lending, credit counseling, financial advising and home buyer education. Empowering and inspiring families to achieve financial confidence and the dream of home ownership.
  • FiCare Federal Credit Union
  • 300 Jeffords St, Suite A, Clearwater, FL, 33756
  • FiCare exists to serve our members. We are the credit union tailor-made for healthcare professionals in Florida. We serve you with complete financial services, competitive rates, and personal care extending beyond your financial health. We are federally insured by the National Credit Union Administration, so you can be confident banking
  • Mortgages By Yvonne
  • 1265 S Myrtle Ave, Clearwater, FL, 33756
  • At Mortgages By Yvonne. I don't believe in points or fees. You work with me beginning to end. I text and communicate after traditional work hours.You won't be disappointed. Ask about bank statement loans. I can and do close in a few weeks if neccessary. My mission is to serve my clients with honesty, integrity and competence.
  • Moneylink Mortgage Inc
  • 1265 South Myrtle Avenue, Clearwater, FL, 33756
  • Moneylink Mortgage was started by Michael Galasso. Growing up in Indiana, Michael was a born Entrepreneur. Whether it was his paper route or car washing businesses when he was younger, or his very successful businesses he started in College at Ball State, he has always had the fire to create his own destiny.
  • Inspired Waves Home Loans LLC
  • Lotus Path, Clearwater, FL, 33756
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Homestead Lending
  • 1253 Park Street, Suite UE8,, Clearwater, FL, 33756
  • Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, New York. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity
  • Choice Real Estate Funding, LLC
  • 551 South Duncan Avenue, Clearwater, FL, 33756
  • Choice Real Estate Funding, LLC is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
  • Anchor Bay Finanical LLC
  • 4641 Mitchell Rd, Land O Lakes, FL, 34638
  • "Buying a home is one of the largest purchases you will make, trust a professional from Anchor Bay Financial, LLC. Full Service Mortgage Broker serving FL Anchor Bay Financial, LLC is a full service mortgage brokerage assisting borrowers with home purchases and refinances in the state of Florida."
  • MIB Mortgage LLC
  • 19731 Ellendale Drive, Land O Lakes, FL, 34638
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Equifirst Lending
  • 7842 Land O' Lakes Blvd, Suite 105, Land O Lakes, FL, 34638
  • Equifirst Lending is a Florida licensed mortgage brokerage company headquartered in Land O Lakes, Florida. Our company was founded on the principle that a better lending environment is possible. Our team is focused on helping our clients looking to either purchase a property or refinance their existing property with affordable.