FHA VS Conventional loan programs in Oak-Grove, Clackamas County, Oregon

In 2026, the Conventional loan limit in Oak-Grove, part of Clackamas, OR, is $647,200. The FHA limit for a single-family home is $598,000.

Use the Lendersa® Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans. Assess required income, credit, reserves, and needed documents for qualification. Our advanced mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA side by side, helping you select the optimal program for your finances in OR.

Explore offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Oak-Grove, Clackamas, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $414,000 0%
FHA $598,000 3.5%

This table applies to the zip codes: 97222

Conventional and FHA Loan Options in Oak-Grove, OR

The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting points to connect with matching lenders and programs.

Overview of Lendersa USDA loan requests and results


Oak-Grove Lenders

  • Arete Mortgage NW LLC
  • 5516 Southeast 71st Avenue, Portland, OR, 97206
  • Lends in Oregon
  • Arete Mortgage NW, LLC is a mortgage brokerage providing residential purchase and refinance mortgages to borrowers in the Pacific Northwest. Our goal is simple: we want to work quickly and efficiently to get borrowers a great rate. We do so by operating with low overhead costs and utilizing technology to optimize efficiency

  • Castparts Employees Federal Credit Union
  • 8120 SE Luther Rd., Portland, OR, 97206
  • Lends in Oregon
  • Castparts Employees Federal Credit Union. The first office was located in a single-person room under the stairs in one of Precision Castparts’ plants. After outgrowing the small ‘office’, the credit union moved into a modular unit in the parking lot. and credit union built a new branch off-site, and continues to maintain separate ‘single-person.

  • Oregonians Credit Union
  • 6915 SE Lake Rd, Milwaukie, OR, 97267
  • Lends in Oregon
  • We offer many of the same banking products and services as big banks, like checking and savings accounts, mortgages and car loans; but we offer a better way to bank. If you're not receiving great service from your bank, we hope you'll vote with your feet and bank with us instead.

  • Two Rivers Mortgage, LLC
  • 205 Southeast Spokane Street, Suite 300, Portland, OR, 97202
  • Lends in Oregon
  • We are proud to be local mortgage brokers in Portland Oregon. With 2 owner/employees, each with 10+ years of experience, we work for our clients - not the banks. We offer you the flexibility and pricing advantages you need in today's market. Our focus is helping our clients succeed.

  • Avelloe Mortgage Corporation
  • 415 State Street, Suite 190, Lake Oswego, OR, 97034
  • Lends in Oregon
  • Avelloe was founded by David Feathers, a mortgage professional since 1988, on the principals of effective communication, education, and a “do the right thing no matter the cost” attitude. As a truly independent Mortgage Broker, Avelloe has access to multiple funding sources, not just one underwriting platform.

  • Newland Mortgage
  • 4000 Kruse Way Pl, Bldg 3, Suite 120, Lake Oswego, OR, 97034
  • Lends in Oregon
  • Newland Mortgage was founded on principles of education, information and transparency. As a full service Independent Mortgage Broker we have the ability to shop the best wholesale lenders in the country to find the most competitive rates and options. Our goal is to be the premier mortgage broker in the Portland market.

  • Fidelity Mortgage Solutions LLC
  • 10211 SW Barbur Blvd, Suite 101A, Portland, OR, 97219
  • Lends in Oregon
  • Our goal from the very first time you choose FMS is to make the process of financing your home as fast and easy as possible. We strive to make the process as easy to understand and convenient for you whether you are a first-time buyer or the most savvy real estate investor. We are an Oregon based company, licensed in Oregon and Washington states.

  • Alterna Mortgage Company
  • 10211 SW Barbur Blvd, Suite 107A, Portland, OR, 97219
  • Lends in Oregon
  • Alterna Mortage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too. Alterna Mortgage has programs that fit borrowers with perfect credit and borrowers that have had recent credit events. Being a broker we have mortgage loans that fit everyone.

  • Bamboo Mortgage Inc
  • 8333 Southeast Powell Boulevard, Portland, OR, 97266
  • Lends in Oregon
  • Bamboo Mortgage We believe in face-to-face communication because mortgage finance is complex We are embedded in Jade District in S.E. Portland and have a professional office near Hwy 205. We teach clients to manage their mortgage debt which is more important than simply getting a loan and also We utilize an educational style with our customers

  • Denali Commercial Mortgage
  • 8754 SE Margie Way, Happy Valley, OR, 97086
  • Lends in Oregon
  • Our goal is to secure the financing you need as simply as possible. Our longstanding partnerships also allow us to navigate the options on behalf of our clients, and then suggest the best loan or lease. Because we know precisely what documentation each lender requires, we can help each client gather exactly the right information.