FHA VS Conventional loan programs in Baldwin, Allegheny County, Pennsylvania
As of 2025, the upper limit for a conventional loan in Baldwin, within the county of Allegheny, PA, is set at $726,200. In comparison, the FHA loan limit for a single-family home is set at $472,030. These limits help define the borrowing capacity available to potential homeowners in the area.
To better understand your options, you can utilize the Lendersa® Conventional loan calculator. This tool allows you to effectively compare today’s top rates across Conventional, FHA, and USDA loans. Determining the necessary income, credit requirements, reserves, and documentation needed to qualify becomes straightforward with the help of our advanced mortgage calculator. It enables you to see various options, such as Conforming Conventional loans, USDA, FHA, and VA loans, side by side. This transparent comparison aids in selecting the most appropriate loan program in PA for your financial requirements.
Structuring Loan Limits and Down Payment Requirements for 2025 in Baldwin, Allegheny, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies specifically to zip codes: 15236, 15227
Uncover Your Options for Conventional and FHA Loans in Baldwin, PA
The primary goal of Lendersa® is to ensure that you receive the best possible loan, whether it be Conventional, USDA, or FHA, in a timely manner and with the least amount of stress. We offer three strategic starting points that guide you to engage with matching lenders and comprehensive loan programs tailored to your needs.
Rockland Savings Bank creates unmatched customer loyalty, builds lasting relationships and embraces innovation to meet our customers financial goals all while professionally delivering friendly, personal service. We believe the strength of our community comes from the strength of its members.
Formed in May of 1959, the credit union was originally known as “Athens CO-OP Credit Union.” The first board meeting was held June 30, 1959, at the Athens Community Hall. There were 23 members. As a part of the Athens CO-OP, the credit union was established to grant loans to aid the local community with their farm supplies and equipment purchases.
"Since 1938, AlabamaCentral Credit Union has been helping people improve their lives — making them easier and more secure, all while allowing hard-working folks to keep more of their money.
Today, we serve over 17,000 members in 28 counties — with 9 branches from the Gulf Coast to north Alabama."
ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial
Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.
WCCU is here to help you spend, save, manage, invest and make money. Our goal is to facilitate financial stability in your life. Let us help aid you in finding the right checking account, the right loan and the right budget for you and your family’s life and financial well being. If you’re not a member of WCCU, apply for membership today
2 Office Park Cir, Suite 103, Birmingham, AL, 35223
Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.
500 Office Park Dr, Suite 410, Birmingham, AL, 35223
Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.
The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.
