In the year 2026, the conventional loan cap in Bethlehem, which is in Northampton county in PA, stands at $647,200. Meanwhile, the FHA ceiling is $420,680 for a single-family residence.
The Lendersa® Conventional loan calculator is an excellent tool to evaluate and balance today's premier rates in Conventional, FHA, and USDA options. It determines the requisite income, credit standing, reserves, and documents needed to qualify. With our robust mortgage calculator, observe Conforming Conventional loans, USDA, FHA, and VA juxtaposed to ascertain which program in PA is optimal for your specific financial needs.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $647,200 | 3% | |
| USDA | $298,080 | 0% | |
| FHA | $420,680 | 3.5% |
This comparison table is relevant to the following zip codes: 18017
The mission of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan without unnecessary hassle. Choose among three initial steps, each leading to a match with suitable lenders and loan programs tailored to your needs.
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