FHA VS Conventional loan programs in 2025 for Caernarvon, Lancaster County, Pennsylvania

During the year 2025, the conventional loan cap in Caernarvon, located in Lancaster county, PA stands at $726,200, whereas the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's rates across Conventional, FHA, and USDA loans to determine income, credit, reserves, and documentation requirements for qualification. Through our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA loans side by side, helping you to identify which specific program in PA fits your unique financial situation best.

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2025 Loan Limits and Down Payment Requirements in Caernarvon, County of Lancaster, PA

Loan Type Loan Limit Down Payment Percentage
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative chart pertains to the zip codes: 17555, 19543, 17519

Explore Conventional and FHA Loan Options in Caernarvon, PA

Lendersa® aims to secure you the most advantageous Conventional, USDA, or FHA loan quickly and without complications. Start with one of three approaches that pair you with suitable lenders and programs.

Illustration of Lendersa USDA loan request and its matched results


  • MGM Mortgage Company
  • 3601 Green Road, Suite 310, Beachwood, OH, 44122
  • MGM Mortgage has focused on providing attentive customer service to borrowers throughout their loan process- it’s what we stand for. Nothing is more important when financing a home, than how you do it. The best financial solutions complement your current budget and can be easily adjusted when your situation changes.
  • CREFCO Financial Group
  • 23215 Commerce Park, Suite 108, Beachwood, OH, 44122
  • CREFCO Financial Group is an Ohio based Mortgage Company that specializes in providing competitive loan programs for home purchases and refinances; including USDA ‘Zero Money Down’ loans, FHA, VA, and Conventional loan programs. Our experts are licensed, educated, and experienced leaders in the industry, and devoted to analyzing
  • URW Community Federal Credit Union
  • 539 Arnett Boulevard, Danville, VA, 24540
  • URW Community Federal Credit Union has been open since 1970. The credit union has assets totaling $224.47 Million and provides banking services to more than 32, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a mem
  • One Community Federal Credit Union
  • 531 5th Street, Parkersburg, WV, 26101
  • One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates
  • West Virginia Central Federal Credit Union
  • 1306 Murdoch Avenue, Parkersburg, WV, 26101
  • WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.
  • Patriot Mortgage Company Inc.
  • 4 Lowell Road, Suite 11, North Reading, MA, 1864
  • Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.
  • Acme Federal Credit Union
  • 34799 Curtis Boulevard, Suite B, Eastlake, OH, 44095
  • ACME FCU has been providing financial services to its members since 1939. We are dedicated in meeting our member’s financial needs through cost efficient services, quality personal assistance and competitive savings and loan rates. We are a member-owned financial cooperative dedicated to members’ evolving needs.
  • St. Marys Bank
  • 200 McGregor Street, Manchester, NH, 03102
  • St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.