FHA VS Conventional loan programs in 2025 for Caernarvon, Lancaster County, Pennsylvania
During the year 2025, the conventional loan cap in Caernarvon, located in Lancaster county, PA stands at $726,200, whereas the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's rates across Conventional, FHA, and USDA loans to determine income, credit, reserves, and documentation requirements for qualification. Through our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA loans side by side, helping you to identify which specific program in PA fits your unique financial situation best.
2025 Loan Limits and Down Payment Requirements in Caernarvon, County of Lancaster, PA
Loan Type
Loan Limit
Down Payment Percentage
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparative chart pertains to the zip codes: 17555, 19543, 17519
Explore Conventional and FHA Loan Options in Caernarvon, PA
Lendersa® aims to secure you the most advantageous Conventional, USDA, or FHA loan quickly and without complications. Start with one of three approaches that pair you with suitable lenders and programs.
MGM Mortgage has focused on providing attentive customer service to borrowers throughout their loan process- it’s what we stand for. Nothing is more important when financing a home, than how you do it. The best financial solutions complement your current budget and can be easily adjusted when your situation changes.
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The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a mem
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ACME FCU has been providing financial services to its members since 1939. We are dedicated in meeting our member’s financial needs through cost efficient services, quality personal assistance and competitive savings and loan rates. We are a member-owned financial cooperative dedicated to members’ evolving needs.
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