Explore the differences! FHA VS Conventional loan programs in Cambria, Cambria County, Pennsylvania

For 2026, the limit for conventional loans in Cambria, located in the county of Cambria, PA, is $726,200. On the other hand, the FHA loan limit for a single-family home is $472,030.

Make use of the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans. Discover what income, credit, reserves, and documents are necessary for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you determine which program in PA is most suitable for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Cambria, County of Cambria, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the zip codes: 15948

Available Conventional and FHA Loan Options in Cambria, PA

Lendersa® aims to efficiently secure the best Conventional, USDA, or FHA loan for you hassle-free. Choose one of the three initial options to match with the right lenders and loan programs.

Results of Lendersa USDA loan requests and matches


Cambria Lenders

  • C-B-W Schools Federal Credit Union
  • 460 Locust Street, Sidman, PA, 15955
  • Lends in Pennsylvania
  • The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families.

    Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.

  • Franklin Johnstown Federal Credit Union
  • 310 Bloomfield Street, Johnstown, PA, 15904
  • Lends in Pennsylvania
  • The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.

  • G.A.P. Federal Credit Union
  • 111 Franklin Street, Room 224, Johnstown, PA, 15901
  • Lends in Pennsylvania
  • G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.

  • AmeriServ Financial Bank
  • 216 Franklin St, Johnstown, PA, 15901
  • Lends in Pennsylvania
  • AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV.

    At AmeriServ, we believe banking is about more than money.

  • PennCrest BANK
  • 1201 12th Street, Altoona, PA, 16601
  • Lends in Pennsylvania
  • PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now.

    For financing a new home, saving for retirement, or just accessing your money quickly

  • Investment Savings Bank
  • 900 S. 16th Street, Altoona, PA, 16602
  • Lends in Pennsylvania
  • ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.

  • ARC Federal Credit Union
  • 1919 7th Avenue, Altoona, PA, 16602
  • Lends in Pennsylvania
  • Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown

  • American Pride Credit Union
  • 1431 Valley View Boulevard, Altoona, PA, 16602
  • Lends in Pennsylvania
  • The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.

  • Altoona First Savings Bank Altoona
  • 203 N. Logan Blvd., Altoona, PA, 16602
  • Lends in Pennsylvania
  • Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.