Explore the differences! FHA VS Conventional loan programs in Chester, Delaware County, Pennsylvania
In 2025, the loan limit for conventional loans in Chester, which is in the county of Delaware, PA, is listed as $726,200. Meanwhile, for a single-family home, the FHA limit is set at $529,000.
Utilize the Lendersa® Conventional loan calculator to analyze today's deals among Conventional, FHA, and USDA loans. This tool assists in understanding the income, credit requirements, reserves, and necessary documents for qualification. Our comprehensive mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loans side by side, aiding your decision on the best financial option in PA for your circumstances.
Loan limits and down payment requirements for 2025 in Chester, county of Delaware, PA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$381,800
0%
FHA
$529,000
3.5%
This table is applicable to the following zip codes: 19013, 19016
Explore FHA and Conventional loan options in Chester, PA
The main objective of Lendersa® is to expedite the acquisition of the ideal Conventional, USDA, or FHA loan, avoiding unnecessary complexities. Choose one of three initial steps to connect with lenders and suitable loan programs.
Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.
Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
Avestar Credit Union is committed to providing its members sound and dependable financial service. We will provide loans to the community in a prudent and sound manner in accordance with our written policy. Our members will receive a fair and competitive return on their investments while we maintain the financial stability of the credit union.
American Bank of Beaver Dam, WI has been proudly serving the financial needs of citizens and businesses in the Beaver Dam area since 1891. We are a locally owned and independently operated financial institution and our staff boasts over 400 years of combined Banking experience. We are truly invested in our community.
Kinetic Credit Union has been serving the needs of our members since 1956. Located in Columbus, Ga., Kinetic serves a seven-county area in west central Georgia and east central Alabama The benefits of a Kinetic membership extend far beyond convenient banking solutions, competitive rates, and financial advice.
NeighborWorks® Columbus strives to promote and provide access to fit and affordable housing and build assets for financial independence for all citizens of low to moderate income. NeighborWorks® Columbus is a customer-focused enterprise offering unique programs and services that empower our customers to achieve their dreams.
We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.
Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times.
