FHA VS Conventional loan programs in 2025 for Columbia, Lancaster County, Pennsylvania

For 2025, the conventional loan limit in Columbia within the county of Lancaster, PA, stands at $726,200. Meanwhile, a single-family home comes under an FHA loan limit of $472,030.

Employ the Lendersa® Conventional loan calculator to contrast today's leading rates for Conventional, FHA, and USDA loans. This tool assists in determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in identifying which program in PA best suits your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Columbia, Lancaster County, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable for the following zip codes: 17512

Explore Conventional and FHA Loan Options in Columbia, PA

The intent of Lendersa® is to help secure the best possible Conventional, USDA, or FHA loans promptly and without hassle. Opt for one of three starting points to connect with fitting lenders and loan programs.

Lendersa USDA loan request and matching results


  • MLP Home Mortgage Inc.
  • 1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121
  • At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Heartland National Bank
  • 320 US Highway 27 N, Sebring, FL, 33870
  • Heartland National Bank was organized in 1998 by a group of local businessmen. Their biggest concern at that time was the effect bank mergers and acquisitions were having on Highlands County businesses. It was their belief that the community would benefit from a locally owned, independent banking institution.
  • NSP St. Paul Credit Union
  • 825 Rice Street, Saint Paul, MN, 55117
  • Northern States Power St. Paul Credit Union has been proud to exclusively serve the employees of XCEL (formerly NSP) Energy Company and their families. Since day one, NSP was founded to provide more specialized, hands-on service and better cater to the specific needs of our members—and above all else.
  • Jay Dacey Mortgage Team Inc
  • 2862 Middle St, Saint Paul, MN, 55117
  • Since 2003, Jay Dacey has been helping home owners plan for, obtain and manage their home loans. The Jay Dacey Mortgage Team was founded to fulfill our mission to help clients achieve the American Dream of home ownership. Our vision is to become the largest independent mortgage brokerage in MN by delivering 5 star service.
  • We Save Loans
  • 554 SE Port St Lucie Blvd, Port Saint Lucie, FL, 34984
  • "We are your local mortgage heroes! We are a team of problem-solvers. Knowledgeable, patient, and caring, we are determined to get you approved for your loan and into your home. As a local mortgage broker, we access to all loan options on the market for you. We are not restricted to only a handful of programs."
  • SWBC Mortgage
  • 201 SW Port St Lucie Blvd #105, Port Saint Lucie, FL, 34984
  • SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity, and stability in 39 states.
  • Hiway Credit Union
  • 111 Empire Drive, Saint Paul, MN, 55103
  • Hiway was founded in 1931 to serve the employees of the Minnesota Highway Department. Hiway serves over 65, 000 members in Minnesota & around the country, registers more than $1 billion in assets & welcomes new membership from individuals & small businesses. At Hiway, every associate is dedicated to improving the financial well-being of our members
  • Sunrise Banks, National Association
  • 200 University Avenue West, Suite 100, Saint Paul, MN, 55103
  • At Sunrise Banks, our success relies on the success of the communities we serve. We offer financially inclusive products that aim to better the lives of our clients in the Twin Cities Metro and beyond. We don’t see ourselves as bankers – we see ourselves as a social engine for good. The Sunrise family has been serving the urban core of Minneapolis
  • Florida's Best Mortgage Company (Orlando)
  • 13575 58th St N, Suite 108, Clearwater, FL, 33760
  • Florida's Best Mortgage Company, a professional mortgage company specializing in residential mortgages. At Florida's Best Mortgage Company, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.